Commercial Real Estate Program Analyst

Wells Fargo • Charlotte, NC

1d • Onsite

About The Position

Wells Fargo is hiring a Commercial Real Estate Program Analyst in the REIT (Real Estate Investment Trust) Finance Group, part of the Commercial and Industrial Portfolio Management Team. The role supports commercial real estate underwriting and portfolio activities, including assessing asset performance, market conditions, borrower and guarantor financials, collateral, and transaction risks.

The position is based in Charlotte, North Carolina, and requires working on-site in accordance with current office requirements. The role is subject to FINRA background screening and ongoing regulatory obligations. Visa sponsorship is not available.

Requirements

• At least 6 months of Commercial Real Estate Relationship Management - Program experience, or equivalent demonstrated through work experience, training, military experience, or education.
• Strong analytical skills with high attention to detail and accuracy.
• Ability to be proactive, innovative, and creative in meeting customer and enterprise needs.
• Ability to initiate action, make difficult decisions, and generate creative solutions.
• Ability to interact with integrity and professionalism with team members and management at all levels.
• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.
• Ability to shift priorities as workflow or volume dictates.
• Ability to take on a high level of responsibility, initiative, and accountability.
• Ability to work effectively in a team environment.
• Good verbal, written, and interpersonal communication skills.
• Advanced Microsoft Office skills, including Word, Excel, Outlook, and PowerPoint.
• Must successfully complete and pass a background check prior to hire and comply with ongoing regulatory obligations.
• Willingness to work on-site in accordance with current office requirements.
• Visa sponsorship is not available.
• Affected employees must provide information to the Wells Fargo Personal Account Dealing Team and follow applicable policies regarding outside activities or personal investing.

Nice To Haves

• At least 1 year of Commercial Real Estate Relationship Management - Program experience.
• Knowledge and understanding of financial markets.

Responsibilities

• Assemble complex financial models projecting an asset’s potential financial performance and underwriting risks related to market demand, supply, net effective rents, expenses, capitalization rates, and tenant quality.
• Research real estate markets and assess market data and trends affecting demand generators, risks from new supply, and comparable properties.
• Identify credit issues early in the underwriting process and recommend ways to reduce exposure.
• Prepare borrower and guarantor financial reviews and write memorandums addressing adjusted net worth, leverage, liquidity, cash flows, ability to service debt, and other key risk factors.
• Create due diligence reports and track transaction and market data on an ongoing basis.
• Facilitate proper documentation of collateral assets with counsel.
• Contact Wells Fargo coverage bankers and/or local brokers to obtain market information.
• Review third-party appraisals, property condition reports, and environmental reports for compliance with CRE standards.
• Follow applicable risk programs, policies, and procedures; escalate and remediate issues as appropriate, and make sound risk decisions.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed