Commercial Real Estate Program Analyst

Wells Fargo Bank • Charlotte, NC

3d • Onsite

About The Position

Wells Fargo is seeking a Commercial Real Estate Program Analyst in the REIT (Real Estate Investment Trust) Finance Group, part of the Commercial and Industrial Portfolio Management Team. The role supports underwriting and portfolio work across commercial real estate transactions. Responsibilities include modeling an asset’s potential financial performance, assessing underwriting risks, researching real estate markets and trends, reviewing borrower and guarantor financials, preparing due diligence reports, facilitating collateral documentation, and reviewing third-party property reports for compliance with CRE standards.

The position is based in Charlotte, North Carolina, and requires working on-site in accordance with current office requirements. Visa sponsorship is not available. Candidates must pass a background check and meet applicable FINRA requirements, including ongoing regulatory obligations. Policies concerning outside activities and personal investing may apply.

Requirements

• At least 6 months of Commercial Real Estate Relationship Management - Program experience, or equivalent demonstrated through work experience, training, military experience, or education.
• Willingness to work on-site in accordance with current office requirements.
• Successfully complete and pass a background check prior to hire.
• Meet applicable FINRA requirements and ongoing regulatory obligations.

Nice To Haves

• At least 1 year of Commercial Real Estate Relationship Management experience.
• Knowledge and understanding of financial markets.
• Strong analytical skills with high attention to detail and accuracy.
• Ability to be proactive, innovative, and creative in meeting customer and enterprise needs.
• Ability to initiate action, make difficult decisions, and generate creative solutions.
• Ability to interact with integrity and a high level of professionalism with all levels of team members and management.
• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.
• Ability to shift priorities as workflow or volume dictates.
• Ability to take on a high level of responsibility, initiative, and accountability.
• Ability to work effectively in a team environment.
• Good verbal, written, and interpersonal communication skills.
• Advanced Microsoft Office skills, including Word, Excel, Outlook, and PowerPoint.
• Academic aptitude, quantitative skills, and personal motivation.

Responsibilities

• Assemble complex financial models to project potential asset performance and underwrite risks related to market demand, supply, net effective rents, expenses, capitalization rates, and tenant quality.
• Research real estate markets and assess data and trends affecting demand generators, risks from new supply, and comparable properties.
• Identify credit issues early in underwriting and recommend ways to reduce exposure.
• Prepare borrower and guarantor financial reviews and memorandums addressing adjusted net worth, leverage, liquidity, cash flows, ability to service debt, and other key risk factors.
• Create due diligence reports and track transaction and market data on an ongoing basis.
• Facilitate proper documentation of collateral assets with counsel.
• Contact Wells Fargo coverage bankers and/or local brokers to obtain market information.
• Review third-party appraisals, property condition reports, and environmental reports to ensure compliance with CRE standards.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed