Commercial Portfolio Team Lead - Burlington VT or Upper Valley NH/VT

Mascoma Bank • White River Junction, VT

8d • Hybrid

About The Position

Mascoma Bank is seeking a Commercial Portfolio Manager Team Lead to support our Commercial Lending team. In this role, you will partner closely with commercial lenders, build strong client relationships, provide financial analysis and portfolio oversight, and lead a team of Commercial Portfolio Managers. This is an excellent opportunity for an experienced commercial credit professional who brings strong leadership, sound judgment, and a commitment to exceptional client service.

Requirements

• At least two years of commercial portfolio management experience required; prior supervisory experience preferred.
• Strong commercial credit background, including experience underwriting complex commercial relationships and varied business structures.
• Ability to analyze financial statements, assess credit quality, and support sound lending decisions with accuracy and attention to detail.
• Strong communication, relationship-building, and problem-solving skills.
• Proficiency with Microsoft Word and Excel; experience with commercial underwriting platforms is preferred.

Nice To Haves

• Bachelor’s degree preferred; coursework in accounting, finance, or a related field is a plus.
• Approachable, collaborative leadership style.
• Calm, professional judgment in fast-paced or challenging situations.
• Strong client service orientation and commitment to relationship management.
• Effective decision-making, time management, and organizational skills.
• High integrity, sound judgment, and a commitment to continuous learning and development.

Responsibilities

• Support commercial lenders throughout the loan origination process, including gathering information, coordinating documentation, and helping prepare complete loan packages.
• Analyze financial statements and credit information for current and prospective borrowers across a variety of business structures and transaction types.
• Assist with structuring, closing, and funding commercial loans in partnership with lenders and internal stakeholders.
• Build and maintain strong relationships with clients by delivering responsive service and helping identify additional banking solutions that meet their needs.
• Monitor portfolio performance, maintain accurate credit files, support annual reviews, and assist with covenant tracking, borrowing base monitoring, and exception management.
• Support lenders with delinquent or deteriorating credits by gathering updated information and assisting with reporting and follow-up.
• Lead, coach, and develop Commercial Portfolio Managers while supporting team performance, training, and daily operations.

Benefits

• Competitive compensation.
• Career development and internal career mentorship.
• Comprehensive health care, dental care, and vision.
• 401(K) Program: 4% safe harbor employer match on top of 5% non-elective contributions following one year of service.
• Generous PTO starting at 22 days per year, not including 11 paid holidays and 16 hrs. of Volunteer Time Off.
• Tuition Reimbursement.
• Student Loan Paydown

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level