Commercial Loan Operations Specialist
About The Position
Farm Credit Mid-America is a financial services cooperative serving farmers and rural residents across Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Its purpose is to secure the future of rural communities and agriculture and provide positive customer experiences. The Portfolio Representative- Originated is responsible for retaining and increasing the Association’s Food and Agribusiness portfolio through new and existing loan transactions and creating a world-class experience for internal and external customers. The role manages a portfolio of complex originated loan transactions, including multi-bank syndications, and proactively oversees assigned transactions where Farm Credit Mid-America serves as lead lender. The position involves adapting to changing priorities and deadlines, monitoring transactions, and completing loan activities. This is a full-time hybrid position with 0%–25% travel. The estimated annual salary range is $60,265–$112,400. Final compensation depends on factors including experience, skills, education, qualifications, and budget.
Requirements
- High school diploma or GED and 7 years of relevant experience.
- Commercial loan experience is strongly preferred.
Nice To Haves
- Bachelor’s degree with 3 years of relevant experience preferred.
Responsibilities
- Manage an assigned portfolio of originated loans, including complex and multi-bank syndicated transactions, supporting portfolio performance and customer relationships.
- Process loan transactions and servicing activities, including new loans, modifications, and renewals, to ensure timely and accurate execution.
- Prepare, review, and validate complex loan documentation and terms, including master participation agreements, allocations, participation certificates, and other appropriate documentation.
- Approve actions under delegated authority and escalate issues as needed.
- Manage required control reports and follow Association policies and procedures for large-dollar transactions to maintain loan compliance and operational accuracy.
- Represent the Association externally by participating in industry events and customer visits with sales and credit partners.
- Manage assigned work with minimal direction, delivering accurate, high-quality work on time.
- Apply functional knowledge and judgment to evaluate information and make informed decisions.
- Anticipate needs, manage competing priorities, and proactively communicate status or risks.
- Identify process gaps and recommend practical improvements.
- Collaborate across teams to advance shared goals and business outcomes.
- Provide informal guidance as a resource to less experienced team members.
Benefits
- Medical, dental, and vision insurance.
- Well-being and fitness reimbursement programs.
- Paid vacation, sick leave, and holidays.
- 401(k) plan with company contributions and matching opportunities.
- Paid parental leave.
- Short-term and long-term disability coverage.
- Tuition reimbursement and professional development programs.
- Community involvement and volunteer opportunities.
- Variable compensation opportunities for eligible positions.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
