COMMERCIAL LOAN OFFICER

Tech Credit Union • Crown Point, IN

4d • $80,000 - $100,000

About The Position

The Commercial Loan Officer develops, manages, and grows a high-quality commercial loan portfolio that supports Tech Credit Union’s strategic goals and risk management standards. Drawing on established business relationships and ongoing business development, the officer originates, underwrites, and services commercial real estate, construction, and business loans while building strong relationships with current and prospective business members. The role serves as a trusted financial partner to members and a mentor to junior lending staff. The individual assists members in the Lake County market.

Requirements

• Bachelor’s degree in Business, Finance, Accounting, or a related field, or equivalent work experience.
• Minimum 4–7 years of progressive commercial lending experience.
• Established commercial relationships and demonstrated ability to originate and grow a loan portfolio.
• Proven record of originating and managing a diverse commercial loan portfolio.
• Strong credit analysis and financial statement interpretation skills.
• Knowledge of commercial real estate, C&I, and construction lending.
• Working knowledge of state and federal lending regulations and compliance requirements.
• Proficiency with loan origination systems and Microsoft Office Suite.

Nice To Haves

• Commercial lending experience in a credit union or community bank environment.

Responsibilities

• Develop and maintain a strong portfolio of commercial real estate, construction, and business loans.
• Source new business through existing relationships, referrals, networking, and community involvement.
• Evaluate, structure, and underwrite commercial loan requests in accordance with credit union policies, procedures, and regulatory requirements.
• Analyze borrower financial statements, tax returns, and cash flow to determine creditworthiness and appropriate loan structure.
• Prepare written credit presentations and recommend loan decisions to management or the loan committee.
• Monitor portfolio performance for quality, compliance, and timely renewals.
• Identify potential problem loans early and work with management on appropriate solutions.
• Ensure loan documentation is complete and accurate and complies with credit union and regulatory requirements.
• Serve business members by understanding their financial needs and offering appropriate products and solutions.
• Collaborate with deposit and branch teams to deepen member relationships.
• Maintain an active presence in the local business community to promote Tech Credit Union and expand business relationships.
• Contribute to the development and enhancement of commercial lending policies, procedures, and best practices.
• Stay informed about market trends, competitor activities, and economic conditions affecting commercial lending.
• Mentor junior lending staff.

Benefits

• Career advancement opportunities.
• Work-life balance.
• Great benefits.
• A purpose-driven organization, genuine care for team members, and a fun and professional company culture.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level