Commercial Loan Closer (in-office) - SD or Irvine, CA; Midvale, UT; Phoenix or Yuma, AZ; Houston, TX; Las Vegas, NV; or Denver, CO
About The Position
Zions Bancorporation is seeking a Loan Closer to complete due diligence required to satisfy approval and collateral lien-perfection conditions before loan closing documents are prepared. The role requests, reviews, and critically interprets third-party documents needed to issue a “clear to close” for various types of loans, including real estate and non-real-estate secured loans. The Loan Closer reviews approval conditions and establishes conditions to close, then performs closing tasks while coordinating with sales, portfolio management, underwriting, document preparation, third-party vendors, and bank customers. The position is fully in office five days a week at one of the listed offices: Phoenix or Yuma, Arizona; Irvine or San Diego, California; Denver, Colorado; Las Vegas, Nevada; Houston, Texas; or Midvale, Utah.
Requirements
- At least 2 years of loan closing, documentation, processing, or other directly related experience.
- High school diploma or equivalent; a combination of education and experience may meet requirements.
- Commercial loan or closing experience; mortgage experience is not sought.
- Advanced knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems, and loan documentation.
- Accuracy, attention to detail, and ability to multitask.
- Strong problem-resolution, audit, customer-service—including direct customer contact—and verbal and written communication skills.
- Solid working knowledge of loan principles and loan systems.
- Solid computer skills, including proficiency with word-processing and spreadsheet software.
Responsibilities
- Review loan approvals for closing conditions, regulatory compliance, appropriate lending authority, and lien-perfection requirements.
- Establish conditions to close.
- Perform loan closing tasks and proactively coordinate with sales, portfolio management, underwriting, document preparation, third-party vendors, and bank customers.
- Communicate with relevant parties, including field personnel and customers, to expedite loan documentation requests while meeting underwriting, bank policy, compliance, and regulatory requirements.
- Perform other duties as assigned.
Benefits
- Medical, dental, and vision insurance starting day one.
- Life and disability insurance.
- Paid parental leave and adoption assistance.
- Health savings, flexible spending, and dependent care accounts.
- Paid training.
- Paid time off.
- Paid federal holidays (11 listed in the benefits section; the description also mentions 12 bank holidays).
- 401(k) plan with company match.
- Profit sharing.
- Competitive compensation based on work experience.
- Mental health benefits, including coaching and therapy sessions.
- Tuition reimbursement for qualifying employees.
- Employee Ambassador preferred banking products.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
