Senior Commercial Appraisal Reviewer – Phoenix, Houston, Midvale or Las Vegas

Zions Bancorporation • Midvale, UT

14d

About The Position

Zions Bancorporation is a collection of locally led, community-focused banks serving businesses, households, and local governments. The Senior Commercial Appraisal Reviewer performs in-depth commercial real estate appraisal reviews to ensure compliance with bank policies, federal regulations, and USPAP standards and to secure credible valuations of real estate collateral for underwriting, monitoring, and credit management. The role provides advanced technical expertise and consultation on appraisal policy and procedures, manages the appraisal procurement workflow, and supports departmental operations and effectiveness.

The reviewer handles complex assignments with significant autonomy, represents the department in internal and external interactions, and provides leadership, mentorship, technical guidance, and training to colleagues, bank staff, and third-party suppliers. The role also contributes to reporting, departmental initiatives, cross-functional projects, and operational improvements.

Requirements

• Bachelor’s degree in business, finance, or a related field; a combination of education and experience may meet requirements.
• At least 6 years of experience in commercial real estate appraisal, review, evaluation, or a directly related field.
• Certified General license required.
• Expert knowledge of commercial real estate appraisal principles, practices, and applications.
• Extensive knowledge of USPAP and bank appraisal standards.
• Advanced knowledge of financial mathematics and applications.
• Excellent analytical, problem-solving, verbal communication, and written communication skills.
• Strong attention to detail and accuracy.
• Ability to build and maintain effective working relationships with staff, bank management, and vendors.
• Ability to work independently and manage multiple priorities.
• Proficiency with related appraisal software and Microsoft Word and Excel.
• Demonstrated ability to manage complex appraisal assignments with autonomy and stakeholder coordination.

Nice To Haves

• Prior leadership, supervisory, or mentorship experience.
• Knowledge of CMBS appraisal requirements and collateral markets.
• MAI designation.

Responsibilities

• Perform in-depth commercial real estate appraisal reviews to assess compliance with bank policies, federal regulations, USPAP, and bank appraisal standards.
• Perform advanced administrative and technical reviews of appraisal reports and validate collateral valuation conclusions for underwriting, portfolio monitoring, and credit risk management as appropriate.
• Order appraisals and manage appraisal engagements end-to-end in designated systems of record, ensuring accurate documentation and timely delivery of reviews.
• Advise on bank appraisal policies, standards, and department procedures.
• Support department operations, workflow management, and the appraisal procurement process.
• Resolve valuation disputes and address complaints or concerns from lenders, internal stakeholders, vendors, and clients.
• Develop solutions to complex problems by applying appraisal standards, sound judgment, and creativity within broadly defined policies and practices.
• Prepare management reports and contribute to strategic reporting and departmental initiatives.
• Support process improvements, standardization, and modernization efforts, and participate in cross-functional projects requiring appraisal expertise.
• Provide leadership, mentorship, technical guidance, and training to colleagues, bank staff, and third-party suppliers as needed.
• Represent the department to internal partners and external vendors, and serve as a principal organizational contact in coordination with management and senior customer personnel.

Benefits

• Medical, dental, and vision insurance starting day one.
• Life and disability insurance.
• Paid parental leave and adoption assistance.
• Health Savings Account, Flexible Spending Account, and dependent care accounts.
• Paid training.
• Paid time off and 11 paid federal holidays, plus applicable state holidays.
• 401(k) plan with company match.
• Profit sharing.
• Competitive compensation based on work experience.
• Mental health benefits, including coaching and therapy sessions.
• Tuition reimbursement for qualifying employees enrolled in an accredited degree program related to business needs.
• Employee Ambassador preferred banking products.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior