Commercial Loan Assistant II

First Financial Bank NA • Bowling Green, KY

62d • Onsite

About The Position

The Commercial Loan Assistant II supports Commercial Lenders by ensuring client relationships and commercial credit facilities are managed effectively. This role provides advanced documentation support, assists with portfolio management, monitors credit facilities, and performs administrative functions that ensure commercial transactions are executed accurately and in compliance with bank policy. The Commercial Loan Assistant serves as a key operational partner to the Commercial Lending team, helping manage complex loan documentation, supporting annual reviews, maintaining credit files, and ensuring timely follow-up on financial reporting and loan exceptions.

Requirements

• High school diploma or equivalent required
• Minimum of five years of experience in commercial loan processing, administration, servicing, and/or documentation.
• Knowledge of LaserPro documentation and Fiserv systems preferred.
• Understanding of financial institution operating policies, procedures, regulatory guidelines, and associated compliance.
• Strong mathematical and analytical skills.
• Proficiency in Microsoft Word, Excel, and loan processing systems.
• Ability to manage a heavy workload and multiple projects in a fast-paced environment.
• Excellent problem-solving, organizational, and interpersonal skills.
• Strong written and oral communication skills.
• Ability to work independently and collaboratively as part of a team.
• Ability to remain in a stationary position for up to 75% of an eight-hour workday.
• Ability to review information and details at close range (within a few feet).

Nice To Haves

• associate’s or bachelor’s degree preferred

Responsibilities

• Support Commercial Lenders in managing client relationships, including preparation of term sheets and commitment letters.
• Assist with annual reviews of commercial term loans under the direction of Commercial Lenders.
• Act as secondary/backup to Commercial Lenders and assist in monitoring commercial credit facilities.
• Initiate and coordinate the loan documentation process by requesting and reviewing entity documents, good standing certificates, UCC searches, flood certificates, and title policies.
• Prepare loan documentation in accordance with organizational policies, procedures, and approved loan terms using approved documentation systems.
• Maintain comprehensive and current commercial loan credit files and monitor follow-up on expired financial statements, covenant tracking, and exception items.
• Provide timely loan system reports to Commercial Lenders for monitoring maturing loans, past due payments, exception tracking, and expired items.
• Process customer loan payments, line advances, payoff requests, and construction loan disbursements in accordance with approved terms and internal controls.
• Resolve documentation and operational issues, research and address loan exceptions identified through post-closing review or Loan Review.
• Coordinate with third-party vendors and internal departments to ensure timely and accurate loan closings.
• Communicate effectively with clients, lenders, and business partners in a professional and culturally diverse environment.
• Perform additional administrative and operational duties as assigned.
• Ensure adherence to internal policies, regulatory guidelines, and documentation standards.
• Prepare and review complex commercial loan documentation with accuracy and attention to detail.
• Monitor and maintain commercial credit files and reporting requirements.
• Process advances, payoffs, disbursements, and related financial transactions.
• Generate and distribute portfolio monitoring reports for Commercial Lenders.
• Communicate professionally with clients, lenders, auditors, and internal teams.
• Support audit, compliance, and loan review functions as needed.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED