Commercial Lending Relationship Manager II

Careers@C&N • Mifflinburg, PA

1d • Onsite

About The Position

This is a client-facing position where you will be out in the field, actively engaging with businesses in your community and identifying opportunities to meet their financial needs. You'll have the opportunity to work closely with experienced Commercial Lending leaders, collaborating on larger and more complex loan transactions as needed. You will be responsible for expanding and maintaining a high-quality loan portfolio by building strong client relationships, managing delinquency, and achieving sales goals through an annual market development plan. You will also conduct detailed financial analyses to assess loan feasibility, collaborate with the Credit Department, and advise clients on financial strategies. Approving loans within authority limits and preparing comprehensive referrals for committee approvals, ensuring potential risks are identified. Performing regular portfolio reviews, updating client financials, and monitoring delinquency to maintain quality metrics. Collaborating with internal teams to promote cross-selling opportunities and contribute to the overall growth of the commercial lending team.

Requirements

• Bachelor's degree in a directly related field AND one 4-6 years of related experience and/or training OR an equivalent combination of education and experience.
• Sales Experience
• Critical Thinking
• Strong Research Skills
• Strong Communication
• Active Listening
• Detail Oriented
• Analytical
• Portfolio Management Skills
• Basic Understanding of Credit
• Interpersonal Savvy: Builds positive relationships across levels, functions, and cultures with diplomacy and tact.
• Instills Trust: Maintains integrity, follows through on commitments, and earns credibility through consistent actions.
• Manages Complexity: Analyzes situations, gathers data, and evaluates options to solve complex problems effectively.
• Business Insight: Understands business operations, market trends, and applies knowledge to drive results.
• Customer Focus: Delivers tailored solutions, exceeds expectations, and builds strong customer relationships.
• Drives Results: Achieves goals despite challenges and motivates others to deliver strong outcomes.

Responsibilities

• Expanding and maintaining a high-quality loan portfolio by building strong client relationships, managing delinquency, and achieving sales goals through an annual market development plan.
• Conducting detailed financial analyses to assess loan feasibility, collaborating with the Credit Department, and advising clients on financial strategies.
• Approving loans within authority limits and preparing comprehensive referrals for committee approvals, ensuring potential risks are identified.
• Performing regular portfolio reviews, updating client financials, and monitoring delinquency to maintain quality metrics.
• Collaborating with internal teams to promote cross-selling opportunities and contribute to the overall growth of the commercial lending team.

Benefits

• Generous vacation, personal, sick, family sick, and community service leave.
• 401(k) with pre-tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
• Health, dental, and vision coverage, including employer-paid premium options for employee-only coverage.
• Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care.
• Employer-paid life and disability insurance.
• Additional voluntary coverages to meet your unique needs.
• Access to education and development programs and ongoing support for personal and professional growth.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level