Commercial Lending/Relationship Manager

1870 Holdings•Peoria, IL

3d•$75,000 - $110,000

About The Position

The Commercial Lender is responsible for developing and managing a portfolio of commercial, agricultural, and commercial real estate relationships. The role focuses on business development while maintaining high credit quality through thoughtful underwriting and ongoing portfolio management. It is suited to someone who enjoys building relationships, calling on businesses, and creating long-term partnerships in the communities the bank serves. The bank is a financially strong, locally owned community bank committed to local decision-making, relationship banking, and customer service. The role offers an opportunity to help expand the commercial customer base and, as part of long-term succession planning, may provide increased leadership responsibilities as the bank grows.

Requirements

Demonstrated success in developing new commercial business relationships.
Strong knowledge of commercial credit underwriting and financial statement analysis.
Excellent relationship-building and communication skills.
Ability to work independently while collaborating effectively with credit and operations teams.
Five or more years of commercial lending experience is preferred.
A bachelor's degree in Finance, Business, Accounting, Agriculture, or a related field is preferred, or equivalent banking experience.

Nice To Haves

Experience with commercial real estate, owner-occupied real estate, agricultural lending, and C&I lending.
Five or more years of commercial lending experience.
A bachelor's degree in Finance, Business, Accounting, Agriculture, or a related field, or equivalent banking experience.
Interest in building a long-term career with an independent community bank and taking on increased leadership responsibilities.

Responsibilities

Develop new commercial and agricultural lending relationships through proactive business development.
Structure commercial loan opportunities that meet customer needs while maintaining appropriate risk standards.
Perform financial analysis and underwrite commercial credit requests.
Present loan requests and recommendations to the appropriate approval authority.
Monitor portfolio performance and identify developing credit concerns.
Cross-sell treasury management, deposit, and other banking services.
Represent the bank in the community through civic organizations, networking events, and professional associations.
Provide timely customer responses and local decision-making.
Stay current on industry trends, regulatory requirements, and local market conditions.
Conduct duties in compliance with applicable laws, regulations, and bank policies and procedures.
Perform other related duties as assigned.