Commercial Lending Assistant

City Bank•Midland, TX

3d•Onsite

About The Position

The Commercial Lending Assistant provides timely, professional customer service and supports the preparation of new loans and maintenance of existing loans. The role assists with commercial and agricultural lending, loan documentation, closing, funding, servicing, collateral perfection, and documentation tracking. It also handles a range of customer service and branch support requests and may perform additional duties assigned by management.

Requirements

Attention to detail.
Excellent communication skills.

Responsibilities

Greet customers and represent the bank courteously and professionally, providing prompt, efficient, and accurate service.
Maintain a clean, neat, and professional work area.
Accept credit applications; obtain customer identification documentation, run credit reports, and enter Customer Due Diligence information in Verafin.
Obtain borrowing authorization documents for entities and enter Beneficial Owner information in Verafin.
Create new customer CIFs in Silverlake and complete BSA questions in Verafin.
Coordinate preparation of closing documents for Commercial and Industrial loans, including Letters of Credit, Floor Plans, and Guidance Lines.
Coordinate document ordering, open title insurance orders, and request appraisal, environmental, and evaluation orders through the Real Estate Valuation Department.
Coordinate with SBA and other government-guaranteed loan programs to gather required documentation.
Schedule, close, and fund loans; prepare or assist with Loan Input Worksheets and provide information and checklists for loan document preparation and review.
Review loan documents for accuracy before closings and prepare Loan Funding Worksheets and loan disbursement or drafting instructions.
Scan and name loan package documents using the naming template, then save completed packages for tracking; scan and file documents received by mail.
Identify, file, and perfect the Bank’s liens on loans, including UCCs, Deeds of Trust, assignments, and subordinations.
Review documentation exception reports, request ongoing financial and collateral documents from borrowers, and forward exception removal information to the Exception Tracking group.
Complete loan advances and transfers, update construction draw spreadsheets, prepare extensions and payment modifications, and process or review loan payments.
Issue cashier’s checks and maintain spreadsheets tracking floor plan customers and guidance line activity.
Schedule construction, equipment, and floor plan inspections.
Use Lien Solutions to order UCC searches and flood determinations; file new and terminated UCCs and review borrower monitoring alerts.
Prepare AFT and ACH setup forms, update address and officer changes in Synapsys, and process wire transfers.
Prepare payoff quotes, provide loan history information, and compile lien release documents.
Schedule appointments for loan officers, receive and direct phone calls, and contact past-due and NSF customers.
Participate in training sessions as required by the supervisor and perform other duties assigned by management.
Where applicable, accept stop-payment requests and reset Q2 Online Banking access.