Commercial Banking Portfolio Manager

Johnson Financial Group • Green Bay, WI

2d

About The Position

Under the guidance of the Regional President, the Portfolio Manager ensures timely reviews and renewals of commercial loans and monitors covenants and other applicable credit conditions. The role may periodically accompany a Relationship Manager (RM) on business development calls or attend client meetings. The Portfolio Manager also works jointly with RMs to enhance the customer experience and position JFG as a trusted, value-added financial services provider.

Requirements

• 2 to 4 years of credit analysis or underwriting experience.
• Working knowledge of lending policies, procedures, principles, and philosophy.
• Demonstrated experience writing or reviewing loan presentations that identify key risks and mitigants.
• Demonstrated experience conducting cash flow analysis and collateral evaluation.
• Experience using credit software to capture credit applications.
• Above-average PC skills, including Microsoft Word and Excel.
• Good oral and written communication skills.
• Ability to make timely, sound recommendations to senior management while ensuring bank policies and procedures are met.
• Working knowledge of general business and industry trends, risk management, and related topics.

Nice To Haves

• Bachelor’s degree preferred.

Responsibilities

• Demonstrate a full understanding of JFG loan policies and procedures.
• Provide accurate financial and statistical analysis and sound risk assessments of new and existing bank customers.
• Ensure annual loan maturities and renewals are completed on time to avoid administrative past-due loans.
• Perform periodic reviews for clients requiring more frequent monitoring, including criticized loans, adverse actions, and watch-list accounts.
• Work with RMs to research and resolve situations where borrower, market, or industry changes may require changes to loan structure.
• Conduct due diligence and review loan documentation.
• Manage tickler reports for the assigned portfolio and for the RMs the Portfolio Manager supports.
• Work jointly with RMs to enhance the customer experience and help establish JFG as a first-choice, value-added, trusted financial services provider.
• Periodically accompany RMs on business development calls or attend client meetings.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed