Portfolio Analyst, Commercial Banking

Banc of California • Los Angeles, CA

9h

About The Position

The Portfolio Analyst monitors borrower performance, identifies deviations from expected performance, and raises credit concerns to the portfolio team. The role involves understanding clients’ operating performance and needs while building strong internal and external working relationships. The position performs its duties in accordance with company policies and procedures and applicable U.S. state and federal laws and regulations.

Requirements

• Ability to analyze financial statements, including profit and loss, balance sheet, and cash flow statements.
• Ability to multitask in a fast-paced environment.
• Strong analytical skills and resourcefulness to complete in-depth industry and market analyses.
• Strong interpersonal, writing, and oral communication skills.
• Comfort interacting directly with clients.
• Above-average knowledge of Microsoft Word and Excel.
• Self-starter with strong attention to detail.
• Bachelor’s degree and/or relevant work experience or training.
• High school diploma or equivalent.

Nice To Haves

• 1–2 years of related experience or public accounting experience.

Responsibilities

• Conduct financial analysis of borrower credit and collateral, emphasizing data collection and analysis.
• Validate borrower compliance with the Loan & Security Agreement.
• Perform financial, operational, valuation, and transactional analyses.
• Assist with underwriting borrower modifications or renewals and help present deals to the credit committee.
• Complete borrower risk assessments.
• Maintain data integrity in internal bank systems for financials and other key information.
• Produce internal deliverables.
• Collaborate with portfolio company management teams to understand performance and financial needs.
• Travel to client sites.
• Follow established policies and procedures.
• Perform other duties and projects as assigned.

Benefits

• 401(k) plan with company match and immediate vesting.
• Medical, dental, vision, AD&D, supplemental life, and long-term disability insurance options.
• Pre-tax Health Savings Account with employer contributions.
• Pre-tax Flexible Spending Account.
• Adoption, surrogacy, and fertility assistance.
• Paid parental leave and family support solutions, including care options.
• Paid vacation days, holidays, and volunteer time off for eligible team members.
• Tuition reimbursement.
• Annual mentorship program.
• Leadership development resources.
• Access to LinkedIn Learning.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level