Commercial Banker

German American Bank • Sellersburg, IN

1d

About The Position

As a Commercial Banker, you will develop new business relationships, grow a portfolio of commercial clients, and serve as a trusted financial partner in the community. The role involves identifying opportunities, deepening client relationships, connecting customers with banking solutions, and participating in community activities to strengthen the bank's presence and connections.

You will build and grow a loan portfolio through prospecting and relationship development, including networking, referrals, calling efforts, and community involvement. You will manage and monitor commercial client relationships to support credit quality and identify opportunities for additional services. You will collaborate with internal partners across business lines, analyze financial statements, conduct collateral inspections, assess creditworthiness, and structure and negotiate loans consistent with client needs and the bank's risk tolerance. You will also represent the bank at community events and promote its products and services.

Requirements

• Bachelor's degree in Business, Finance, Accounting, Marketing, or equivalent experience.
• Proven track record in sales, relationship management, business development, and cross-selling.
• Strong interpersonal skills and ability to build trust with clients and community influencers.
• Skill in networking, generating referrals, and developing business relationships.
• Excellent communication skills and attention to detail.
• Proficiency in developing and delivering professional presentations.
• Self-motivated, with a competitive drive and strong customer focus.

Nice To Haves

• 7–10 years of commercial lending experience.
• Strong credit analysis and loan structuring skills.
• Experience growing a commercial loan portfolio.
• Ability to assess risk and make sound credit decisions.
• Superior customer service and organizational skills.
• Bilingual or multilingual abilities.

Responsibilities

• Build and grow a loan portfolio by identifying new opportunities and deepening existing relationships in the community.
• Develop new business through networking, referrals, calling efforts, and community involvement.
• Manage and monitor an existing portfolio of commercial clients to ensure credit quality and identify opportunities to provide additional services.
• Collaborate with internal partners across business lines to meet clients' financial needs.
• Analyze financial statements, conduct collateral inspections, and assess creditworthiness to support sound credit decisions.
• Structure and negotiate loan terms that meet customer needs and the bank's risk tolerance.
• Represent the bank in the community by attending events, networking, and promoting its products and services.

Benefits

• Medical, dental, vision, short-term disability, long-term disability, and life insurance.
• 17–25 days of paid time off, 11 paid holidays, and bereavement leave.
• Educational Assistance Program.
• Wellness benefits.
• Life event coverage.
• Paid family bonding leave.
• Service awards.
• Financial benefits including a 401(k) match and stock purchase plan.
• National and local discounts on computers, vacations, phones, retail shopping, and other items.
• Logo wear discounts.
• Free checking account and checks, and discounted bank services.

What This Job Offers

• Job Type: Full-time