Commercial Banker II

Beacon Bank • Boston, MA

4d

About The Position

The Commercial Banker II develops and services commercial real estate (CRE) relationships and participates in business development to support bank growth, including outside calling and referrals to other lines of business. The role manages a portfolio of existing investment real estate commercial customers with borrowing needs of $3.0 million or more. The portfolio is likely to include medium-to-large customers specializing in multifamily, industrial, retail, office, or medical real estate.

Requirements

• Bachelor of Science degree in Business, Economics, or Finance, or equivalent financial experience.
• At least 5 years of commercial banking and/or related experience.
• Strong analytical skills.
• Strong loan structuring and negotiation skills.
• Excellent communication and presentation skills, including the ability to present effectively to senior levels of the organization.
• Ability to work as a member of a team.
• Demonstrated ability to act as a mentor to junior relationship managers.
• Strong computer skills.

Responsibilities

• Provide excellent customer service, retain and expand existing relationships, and serve as a trusted advisor to customers.
• Identify and understand customer needs, recommend and cross-sell banking products and services, and work with product partners.
• Develop new business through business development activities, including outside calling and established Centers of Influence.
• Analyze financial performance and risk on complex deals, identify risk mitigation strategies, and work with Credit Partners to maintain portfolio credit quality and comply with risk, pricing, credit, and regulatory requirements.
• Structure deals with minimal guidance, recommend covenant structures and thresholds, negotiate terms, review loan documentation, and close loans consistent with approvals.
• Manage the portfolio in partnership with Commercial Loan Administrators and Credit Partners, including financial reporting, exception resolution, annual reviews, and file memoranda.
• Mentor junior relationship managers and contribute as a member of a team.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level