Commercial Associate - Global Commercial Bank - Middle Market

Bank of America•Miami, FL

About The Position

The Commercial Associate supports client coverage teams within Bank of America’s Global Commercial Bank Middle Market segment, which serves public and private companies with annual revenues of $50 million to $2 billion. The role develops foundational skills in financial analysis, client relationship support, and commercial banking operations while building business development skills and proficiency in the bank’s financial services solutions. The position delivers analytical research and data-driven insights for commercial banking clients and prospects in collaboration with banking and product partners. It develops economic and market insights, industry analyses, pitchbooks, and relationship reviews to inform strategy, support internal idea generation and transaction execution, strengthen client engagement, and build foundational knowledge by observing client interactions. Successful Commercial Associates may grow into Relationship Manager or other client-facing associate roles over approximately four to five years.

Requirements

Minimum of two years of professional or business experience.
Analytical thinking and financial modeling skills.
Strong critical thinking and ability to work independently.
Excellent written and verbal communication skills.
Proficiency in Microsoft Office, including Excel, PowerPoint, Word, and Outlook.
Strong attention to detail and organizational skills.
Strong interpersonal skills and ability to work collaboratively in a team environment.
Ability to understand and interpret corporate financial statements.
Bachelor’s degree in a related field or equivalent work experience.

Nice To Haves

Previous internship or entry-level experience in financial services.
Bachelor’s degree in accounting, finance, or a related field.

Responsibilities

Analyze market and industry data to uncover insights for client and prospect meetings, pitchbooks, and relationship reviews.
Collaborate with Market Executives, Relationship Managers, and bank team members to prepare client presentations and support client deals.
Observe and support credit approval and treasury solutions processes to build knowledge of products, services, and related approval and packaging requirements.
Coordinate clients, prospects, product partners, and deal teams throughout transactions.
Support delivery of new business analytics, monitor client activities, and perform portfolio optimization to identify and expand client relationships while maintaining and enhancing business opportunities.
Interpret financial and cash flow statements to assess company financial conditions and industry trends.
Observe and work with domestic and international teammates, including Investment Banking, Foreign Exchange, and Wealth Management, and facilitate client relationships with Credit, Treasury Management, and Merchant Services Product Specialists to design and deliver financial solutions.