Collections Specialist II

Dickinson Financial Corp•Kansas City, MO

9d•Onsite

About The Position

The Consumer Banking Collections Specialist II engages with clients in a professional manner to help them manage all consumer products within the DFC portfolios. The Consumer Banking Collections Specialist II will communicate directly with clients and internal associates in this process.

Requirements

Strong attention to detail and ability to complete work accurately.
Ability to work in a team environment.
Basic math skills (addition, subtraction, multiplication, division, percentages).
Ability to organize work and multitask.
Strong written, verbal, and active listening communication skills, required.
Detail oriented.
Ability to refer to policy and procedures when applying information and making decisions.
Proficient in Microsoft Office suite of products.
High school diploma or equivalent, required.
Minimum of one to 3+ years’ client service experience, required.

Nice To Haves

Familiarity or experience with the U.S. Military, preferred.

Responsibilities

Partner with the Credit Card Operations team in support of consumer secured and unsecured delinquent clients. Research and provide support for inbound or outbound clients calls regarding account statuses.
Consistently, efficiently, and lawfully contact clients via outbound / inbound phone calls and other means of approved communication methods and collect on and manage assigned delinquent accounts.
Professionally and respectfully persuade clients to set up payment arrangements and bring accounts current to resolve the delinquency and improve upon the credit history reporting for the clients.
Ensure the information we depend on to contact and collect from these clients is accurately maintained.
Support additional client service requests.
Handling high volume of client phone calls, inbound or outbound, and negotiating payment in full or payment arrangements.
Employ bank protocol to handle each call in a manner that meets or exceeds the bank’s call quality and compliant expectations.
Update Contact Information. While speaking with the clients you will work to identify additional contact information.
Support real estate, mortgage, and HELOC clients with proper lettering during the lifecycle of the notes.
Remain compliant with our policies, processes, and legal guidelines.
Utilize various means of skip tracing to locate customers, where necessary.
Adhere to FDCPA and state and federal laws and regulations.
Protect all client and bank information confidentially and follow all company policies.
Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures.
Other specified duties as assigned.