Collections Agent

Kiwi Financial
•Remote

About The Position

We are looking for English-speaking Collections Agents to contact customers with past-due accounts, help them get back on track, and recover balances while treating every customer with respect and complying with collections regulations. This is a remote role based in the Dominican Republic.

Requirements

  • At least 1 year of experience in collections or customer service.
  • Fluent English, written and spoken.
  • Basic knowledge of FDCPA/Reg F, TCPA, and fair collections practices.
  • Basic understanding of loan concepts, including principal, interest, fees, past-due amounts, and payoff.
  • Strong negotiation, empathy, and active listening skills.
  • Comfort working toward daily targets in a fast-paced environment.

Nice To Haves

  • Experience in lending, fintech, or banking.

Responsibilities

  • Make and receive calls, texts, and emails with customers who have past-due accounts.
  • Negotiate payment arrangements and process payments according to policy.
  • Clearly explain balances, payments, fees, and payoff amounts.
  • Follow call scripts, contact limits, and FDCPA/Reg F, TCPA, and SCRA/MLA requirements.
  • Obtain and document proper ACH payment authorizations under NACHA rules.
  • Accurately document every interaction in the loan management system.
  • Escalate disputes, hardship cases, fraud claims, and complaints to the appropriate team.
  • Meet daily productivity and quality goals.
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