Claims Adjuster

Beneva•Quebec, QC

9d•Hybrid

About The Position

Under the supervision of the Assistant Director of Compensation – Civil, Professional, and Out-of-Quebec Liability, you will be at the heart of investigations related to Beneva and L'Unique's liability claims. We are looking for a senior claims adjuster to cover the Quebec sector and its surroundings. In your role as a field claims adjuster, you will analyze circumstances, identify causes, and evaluate the quantum of claims. This role offers the opportunity to handle a wide variety of cases, ranging from personal and business insurance claims within the professional liability and directors and officers insurance program.

Requirements

Diploma or college certificate in insurance, claims settlement option.
Minimum of 10 years of experience as an external claims adjuster and 5 years in handling liability cases.
Remain available for travel throughout the province of Quebec.
Valid business insurance claims adjuster certificate issued by the Autorité des marchés financiers.
Knowledge of professional liability.
Good knowledge of applicable laws in their work.

Responsibilities

Investigate assigned claims on the road, including obtaining statements from relevant parties.
Verify and estimate the extent of damages.
Coordinate the activities of various stakeholders in the case and make decisions on accepting liability and paying claims.
Obtain quotes and verify invoices presented by claimants, referring to the building estimation department or relevant professional if necessary.
Obtain expert opinions from professionals to assess insureds' liability.
Determine payable indemnities considering insurance contract coverages.
Detect potentially fraudulent cases and submit them to the manager for transfer to the special investigation unit.
Establish insureds' liability and, if applicable, involve third parties.
Authorize settlements and accept liability for claims within payment authority limits, and obtain authorization from appropriate persons for cases exceeding this amount.
Request legal opinions in complex cases and subsequently take a position.
Represent the insurer during CRA (likely arbitration/mediation), throughout the province.

Benefits

competitive salary
defined benefit pension plan
group insurance for you and your family
flexible schedule
vacation time
opportunity to split up your time between the office and your home (hybrid work mode)
means to enhance your knowledge, develop your abilities and launch your career
team dedicated to the health and well-being of our employees
telemedicine service
Employee Assistance Program