Business Loan Officer

Clearwater Federal Credit Union•Missoula, MT

18h•Onsite

About The Position

If you’re passionate about helping local businesses buy, build, or expand and you value the impact of local underwriting and decision-making, Clearwater Credit Union has an exciting opportunity for you. We’re hiring a full-time Business Loan Officer in Missoula, Montana, offering excellent benefits and a supportive, values-driven work environment. With locations across Montana’s Rocky Mountain communities, this role combines meaningful work with an exceptional quality of life. As a Business Loan Officer, you’ll support business members with their commercial lending needs, serving as a trusted resource and strategic partner. This role focuses on building strong relationships within the local business community, providing guidance on lending solutions, and helping businesses thrive while directly contributing to the economic strength of the communities we serve.

Requirements

1-3 years of business lending experience, including time spent as a credit analyst
Bachelor’s degree in finance, accounting, business administration is preferred, or equivalent work experience
Self-motivated with strong sales abilities
Strong written and verbal communication skills required
Strong organizational time management skills and problem-solving skills
Excellent computer skills, including Microsoft Office Suite
Possess a strong understanding of financial analysis, cash flow analysis, and collateral evaluation.

Responsibilities

Help drive a business development effort focused on portfolio growth.
Interview business members, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision.
Provide excellent service by managing expectations through good communication and timely loan closings.
Structure and negotiate terms, analyze, and close loans.
Manage a loan portfolio of business members that includes monitoring credit quality by analyzing updated financial information and ensuring that loan files are updated with all necessary documentation.
Perform collections and workouts of troubled loans, as necessary.
Stay informed of regulatory requirements and changes and other internal policies.
Participate with local boards and volunteer for various community events.