Business Loan Officer

Clearwater Federal Credit Union•Butte, MT

19h•Onsite

About The Position

Clearwater Credit Union is seeking a full-time Business Loan Officer in Butte, Montana. This role is ideal for someone passionate about supporting local businesses in their growth and expansion through local underwriting and decision-making. The position offers a supportive, values-driven work environment and the opportunity to contribute to the economic strength of Montana's Rocky Mountain communities. The Business Loan Officer will serve as a trusted resource and strategic partner to business members, focusing on building strong relationships, providing guidance on lending solutions, and helping businesses thrive.

Requirements

1-3 years of business lending experience, including time spent as a credit analyst
Bachelor’s degree in finance, accounting, business administration is preferred, or equivalent work experience
Self-motivated with strong sales abilities
Strong written and verbal communication skills required
Strong organizational time management skills and problem-solving skills
Excellent computer skills, including Microsoft Office Suite

Nice To Haves

Possess a strong understanding of financial analysis, cash flow analysis, and collateral evaluation.

Responsibilities

Help drive a business development effort focused on portfolio growth.
Interview business members, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision.
Provide excellent service by managing expectations through good communication and timely loan closings.
Structure and negotiate terms, analyze, and close loans.
Manage a loan portfolio of business members that includes monitoring credit quality by analyzing updated financial information and ensuring that loan files are updated with all necessary documentation.
Perform collections and workouts of troubled loans, as necessary.
Stay informed of regulatory requirements and changes and other internal policies.
Participate with local boards and volunteer for various community events.