Business Line CFO - Consumer & Business Banking

U.S. Bank • Minneapolis, MN

19h • Onsite

About The Position

The Chief Financial Officer (CFO), Consumer & Business Banking (CBB) is the senior finance leader and strategic partner to the CBB business, accountable for financial stewardship, strategic insight, enterprise value creation, and executive decision support. The role ensures disciplined financial management while shaping forward‑looking strategy, balancing growth, risk, capital, and customer outcomes in alignment with enterprise priorities. This leader translates complex financial, balance‑sheet, and performance dynamics into clear executive insights, enabling confident decision‑making that sustains earnings durability, regulatory credibility, and long‑term franchise value.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field (or equivalent experience).
• Progressive leadership experience in finance, including accountability for financial stewardship, results accuracy, and performance credibility with senior leadership.
• Hands-on experience leading planning, forecasting, and performance management, with strong working knowledge of financial statements and balance-sheet dynamics (including earnings durability and key drivers).
• Proven ability to serve as a senior business partner to executive leaders—providing clear decision support on strategy, investment prioritization, expense/cost management, and resource trade-offs.
• Experience supporting consumer banking and/or lending economics, including core revenue drivers, pricing, credit risk considerations, and portfolio mix.
• Experience evaluating trade-offs across retail distribution and channels (branch and digital), credit portfolios, and funding structures, with an ability to translate implications into actionable executive recommendations.

Nice To Haves

• MBA and/or CPA (or equivalent professional credential) preferred.

Responsibilities

• Serve as the primary steward of CBB financial integrity, ensuring accurate results, disciplined forecasting, and regulatory credibility across performance reporting, outlooks, and capital decisions.
• Balance growth objectives with strong risk discipline, control standards, and earnings durability.
• Transform financial data, consumer and business banking economics, and external market signals into forward‑looking insights that inform strategy, investment priorities, and operating decisions.
• Anticipate trade‑offs across pricing, credit risk, funding, and portfolio mix to support sustainable performance.
• Synthesize complex financial, risk, and performance information into clear, compelling narratives for senior leaders, enabling confident decision‑making that aligns with enterprise priorities.
• Partner with the business to frame and influence decisions on capital deployment, cost structure, and balance‑sheet usage.
• Explicitly articulate risk‑return trade‑offs and opportunity costs across the enterprise.
• Lead simplification, standardization, and continuous improvement across finance processes to strengthen the core foundation while enabling insight, agility, and strategic partnership at scale.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Executive