Business Credit Adjudicator

Kindred Credit UnionKitchener, ON
CA$77,000 - CA$91,500Hybrid

About The Position

The Kindred team is at the heart of our cooperative, bringing our values to life every day. In fact, they are woven into everything we do. More than financial professionals, we're trusted partners who care deeply about our members and our communities. With integrity, stewardship, and compassion, we help ensure every member’s experience feels welcoming and grounded in purpose. Whether offering thoughtful financial guidance or strengthening community connections, we strive to connect values and faith with finances, inspiring peaceful, just, and prosperous communities. You’re invited to make a difference as a full-time Business Credit Adjudicator. We are currently recruiting to fill a permanent vacancy on our Credit Risk Team. Reporting to the Director, Business Credit, in this role you will join the team responsible for contributing to the effective management of Kindred’s business (commercial and agricultural) portfolio, through credit adjudication and quality assurance throughout the lending process ensuring compliance to credit policies. This includes coaching and mentoring lenders serving Kindred’s business members to support effective credit structure, risk analysis, and member experience.

Requirements

  • experience adjudicating business credit, or if you're an experienced business lender and want to expand your skills and career into credit adjudication
  • credit knowledge demonstrates your ability to accurately analyze credit, make and recommend sound credit decisions, and clearly communicate decisions with stakeholders
  • completion of post secondary program in a related field, such as agriculture, commerce, or accounting
  • 6-8 years of business lending experience with increasingly complex accounts
  • technical aptitude, financial literacy, strong attention to detail

Nice To Haves

  • familiar with the agricultural sector
  • passionate about supporting your members with credit solutions that meet their operating needs

Responsibilities

  • Analyzes and approves credit requests within established limits
  • Approves annual reviews on business accounts above branches’ approval limits, including conditions
  • Contributes when appropriate with the approval of loan extensions, amendments, release or substitution of security
  • Assists with line of credit maintenance and any required margining
  • Supports lending staff to ensure that overdraft policy is followed for all accounts

Benefits

  • flexible and remote options that we can discuss with you
  • competitive cash compensation
  • array of wellness benefits
  • financial products and services at preferred rates for employees
  • Starting salary $77,000 - $91,500
  • Performance based target incentives (8%), tied to individual, team and organizational results
  • Employer paid Group benefits plan with no waiting period
  • Employer matching at 5% on Group Savings Plan with no waiting period
  • Four weeks of vacation and generous paid time off provisions
  • Career growth opportunities, training & development support
  • Comprehensive staff benefits on financial products & services
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