Business Banking Underwriter I

Nicolet National Bank • St. Croix Falls, WI

5d

About The Position

The Business Banking Underwriter I underwrites requests across the Business Banking product set for a defined relationship size. The role uses the bank’s loan origination platform and works closely with lending staff and loan processing to support efficient credit decisions and pre-close processes. Responsibilities are entry-level in nature and support the Business Banking division and Credit Administration Department.

The position also supports transaction due diligence, compliance, loan documentation, quality control, reporting, and coordination with credit, lending, and processing teams. It requires adherence to bank lending policies and applicable regulations, as well as a commitment to professional service, inclusion, and respectful collaboration.

Requirements

• Bachelor’s degree with other specific professional or technical certifications in a related field.
• 1–3 years of banking background; equivalent combinations of education and experience may be considered.
• Ability to analyze financial statement data for credit purposes and interpret financial reports and analysis information.
• Effective communication and collaboration skills.
• Excellent attention to detail and accuracy.
• Strong organizational and time-management skills, including the ability to manage multiple tasks simultaneously.
• Ability to represent the bank in a professional and positive manner.
• Knowledge of PCs, phone systems, and general office equipment.

Nice To Haves

• Related experience or training in loan processing or servicing, entry-level credit analysis, underwriting, or a regulatory role.

Responsibilities

• Underwrite business loan and business credit card transactions using business banking origination platform scoring models and traditional underwriting techniques.
• Prepare business loan presentations, complete transaction due diligence and compliance requirements, and coordinate loan closing documentation.
• Review files for completion, accuracy, and compliance with bank policy and regulatory guidelines.
• Complete required online and classroom training and demonstrate an understanding of compliance requirements related to the position.
• Adhere to bank loan policy and applicable federal and state regulations, procedures, and requirements for business lending.
• Perform duties in support of the Credit Administration Department’s goals and objectives.
• Work cooperatively with credit and lending team members on assignments for the Business Banking team, including serving as a liaison to loan processing and communicating updates needed for successful service delivery.
• Assist with regular reporting of data to and from the business line, including monthly reports on volume, decisioning, exception tracking, and rate sheet maintenance.
• Maintain appropriate controls to support compliance with applicable laws and regulations and the quality of services provided by Nicolet.
• Communicate the value of workplace diversity and work respectfully and successfully with people across different backgrounds and perspectives.
• Perform other duties as assigned.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• 401(k) with company match
• Paid time off
• 11 1/2 paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level