Credit Products Underwriter I - Corporate Banking

BOK Financial • Tulsa, OK

6d

About The Position

The Credit Products Underwriter I underwrites complex financial transactions in partnership with Relationship Managers (RMs) and Senior Credit Products Underwriters. Transactions may involve investment or owner-occupied real estate, working capital, equipment, and leveraged buyouts or acquisitions. The role provides product and industry expertise, designs and executes solutions for complex clients, and includes client-facing consultation to develop integrated solutions. Work is balanced among client analysis, deal design and execution, and joint client calls with RMs. The underwriter also partners with RMs to support revenue and profitability.

Requirements

• Bachelor’s degree and 2+ years of Credit Analysis or Credit Products Underwriter experience, or 7+ years of equivalent work-related experience.
• Demonstrated knowledge of intermediate accounting theory, including GAAP versus income-tax-based statements, cash and accrual accounting, consolidation and elimination principles, and how accounting methods affect underwriting.
• Ability to communicate information and ideas clearly through a variety of channels.
• Ability to leverage relationships with clients, Relationship Managers, and peers to achieve individual and organizational goals.
• Extensive knowledge of credit principles, lending functions, loan analysis, and application of general credit policies.
• Excellent organizational skills and meticulous work habits.
• Ability to review work critically for errors and incorrect conclusions.
• Ability to complete assignments quickly and efficiently with minimal direction.
• Ability to communicate proactively with colleagues and senior personnel.
• Conflict management skills.
• Ability to work efficiently under limited timeframes.
• Extensive knowledge of loan documentation, loan policy, and regulations.
• Extensive knowledge of the Loan Grading Process.
• Excellent oral and written communication skills.
• Advanced PC and spreadsheet software skills.

Responsibilities

• Prepare financial underwriting for commercial credit transactions.
• Recommend credit structures and pricing to management.
• Identify policy exceptions and gather client financial information.
• Provide credit analysis and support loan committee presentations.
• Meet with clients and prospects to support credit opportunities.
• Manage credit workflow, covenant testing, and financial spreading.
• Monitor compliance and report borrower concerns.
• Partner with Relationship Managers to structure credit solutions.

Benefits

• Training and development to support long-term career growth.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level