Business Banking Underwriter IV

Huntington National Bank•Cleveland, OH

3d•Onsite

About The Position

The Business Banking Underwriter IV underwrites Business Banking loans to assess borrower creditworthiness and compliance with Bank lending policy. The role supports Business Banking production by managing an individual work pipeline and reviewing financial and credit application information to make sound credit decisions. Loans typically involve complex credit structures and customer exposures up to $10 million. The position has single approval authority up to $4 million. The underwriter assesses borrower risk, collaborates with credit and segment risk teams to meet or exceed department goals, and provides training and mentoring to new hires and support to the UWI, UW II, and UW III job families as needed. The role may also perform other tasks that support the business line and job family, serve as a backup for the manager during team huddles and meetings, and represent the manager outside the function group when needed.

Requirements

Bachelor's degree.
At least 7 years of experience with business or commercial underwriting in a centralized lending environment.

Nice To Haves

Bachelor's degree in a business-related field.
3–4 years of leadership or management experience.
Ability to underwrite credit exposures in excess of $4 million.
Previous authority to underwrite and make credit decisions without additional signers.
Confidence, assertiveness, professionalism, and the ability to interact professionally with all levels of the organization.
Proficiency with Microsoft Office and other internet resources.
Excellent customer service, motivation, focus, and goal orientation.
Excellent written and verbal communication skills, including grammar and demeanor.
Strong organizational skills, attention to detail, planning, and follow-up.
Ability to work independently on multiple tasks without compromising quality.
Ability to determine and make necessary changes within the functional team without oversight to improve the unit as a whole.

Responsibilities

Maintain an individual pipeline of work to support Business Banking production.
Review financial and credit application information and make sound credit decisions.
Underwrite Business Banking loans, typically involving complex credit structures and customer exposures up to $10 million.
Use single approval authority up to $4 million.
Assess the borrower's risk profile.
Train and mentor new hires and provide support for the UWI, UW II, and UW III job families as needed.
Perform tasks as needed to support the line of business and job family.
Act as the manager's primary backup for team huddles and meetings as needed.
Represent the direct manager outside the function group as needed.
Collaborate with credit and segment risk to meet or exceed department goals.
Perform other duties as assigned.