Business Banking Underwriter IV

Huntington National Bank•Cleveland, OH

4d•Onsite

About The Position

The Business Banking Underwriter IV underwrites Business Banking loans to assess creditworthiness and compliance with Bank lending policy. The position supports Business Banking production through management of an individual work pipeline and reviews financial and credit application information to make sound credit decisions. Loans typically include complex credit structures and customer exposure up to $10 million. The role has single approval authority up to $4 million. The underwriter assesses borrower risk and may assist with training and mentoring new hires, while providing support to the UWI, UW II, and UW III job families as needed. The role also supports the line of business and job family, backs up the manager for team huddles and meetings, and may represent the manager outside the function group. The underwriter collaborates with credit and segment risk teams to meet or exceed department goals and performs other assigned duties. This is an office workplace position. Certain positions outside the branch network may be eligible for flexible arrangements combining office and work-from-home time; specific arrangements are provided by the hiring team. The role is exempt from overtime pay. Compensation varies based on factors such as location, experience, and education, and colleagues are eligible for an applicable incentive compensation plan. Huntington also offers health insurance, wellness programs, life and disability insurance, a retirement savings plan, paid leave programs, paid holidays, and paid time off.

Requirements

Bachelor’s degree.
At least 7 years of experience in business or commercial underwriting in a centralized lending environment.

Nice To Haves

Bachelor’s degree in a business-related field.
3–4 years of leadership or management experience.
Ability to underwrite credit exposures in excess of $4 million.
Previous authority to underwrite and decide credits without additional signers.
Confidence, assertiveness, professionalism, and ability to interact professionally with all levels of the organization.
Proficiency with Microsoft Office and other internet resources.
Excellent customer service, motivation, focus, and goal orientation.
Excellent written and verbal communication skills, including grammar and demeanor.
Strong organizational skills, attention to detail, planning, and follow-up.
Ability to work independently on multiple tasks without compromising quality.
Ability to identify and make necessary changes without oversight within the functional team to improve the unit as a whole.

Responsibilities

Maintain an individual pipeline of underwriting work to support Business Banking production.
Review financial and credit application information and make sound credit decisions in compliance with Bank lending policy.
Underwrite loans that typically involve complex credit structures and customer exposure up to $10 million.
Exercise single approval authority up to $4 million.
Assess borrowers’ risk profiles appropriately.
Assist with training and mentoring new hires and support the UWI, UW II, and UW III job families as needed.
Perform tasks needed to support the line of business and job family.
Act as the manager’s primary backup for team huddles and meetings as needed.
Represent the direct manager outside the function group as needed.
Collaborate with credit and segment risk to meet or exceed department goals.
Perform other duties as assigned.