Business Banking Scored Underwriter II

Huntington National Bank•Tampa, FL

1d•$57,000 - $113,000•Hybrid

About The Position

Responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Reviews all financial information to make credit decisions. Acts as a liaison to internal customers to resolve business lending issues. Maintains knowledge of lending policy and compliance standards. Works with loans of moderate credit exposure and complexity.

Requirements

Bachelor's degree in Finance, Accounting or Business
3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment.
Microsoft Office Suites (excel, pp, word)
Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transactions risks and mitigants.
Customer service focus and good interpersonal skills are critical to be successful in this position along with a desire to work in a fast-paced environment.
Experience working in financial sales environment preferred.
3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment, may be suitable if Bachelors Degree in related fields above is not present.
Applicants must be currently authorized to work in the United States on a full-time basis.

Responsibilities

Independently underwrites and approves Business Banking loans up to $500,000.
Reviews and analyzes application data and financial information received from customers.
Provides advice to Business Bankers, Branch Managers and Business Banking Specialists on structure and terms.
Interacts with Lenders to understand the credit request; obtain information and communicate credit decisions.
Clearly documents the detail and requirements of loan decisions, including conditions to close.