Business Banking Division Manager - Central Kentucky
About The Position
The Business Banking Division Manager leads a team of Business Bankers in relationship management and new business development for clients and prospects in the Central Kentucky market. The role identifies, solicits, services, and coordinates delivery of a broad range of financial products and services, while developing new client relationships and providing high-level relationship management. This is a manager and lender position that supports and mentors Business Bankers in credit underwriting, product delivery, and business development. The manager evaluates loan requests, approves credits within delegated authority, makes credit recommendations to Executive Management, analyzes clients’ and prospects’ financial condition, and negotiates credit terms and conditions to manage risk and ensure an appropriate return. The position also supports regulatory compliance and the Bank’s policies, procedures, mission, and community involvement. The position is based in an office environment, with occasional travel as needed. Hours of operation are Monday through Friday, 7:30 a.m. to 5:30 p.m., with weekends as necessary.
Requirements
- Bachelor’s degree, preferably concentrated in business, accounting, finance, or banking, or equivalent education and related training; applicable years of experience may be considered in place of a degree.
- 10 or more years of banking experience, including 5 years in commercial lending.
- 2 or more years of leadership experience.
- Sound credit underwriting skills.
- Strong business development skills.
- Strong supervisory skills.
- Strong interpersonal, sales, and relationship-management skills.
- Strong written, verbal, and communication skills.
- Working knowledge of Microsoft Office desktop applications.
Responsibilities
- Lead a team of Business Bankers in delivering relationship management and developing new business among clients and prospects in the market area.
- Identify, solicit, service, and coordinate the delivery of financial products and services.
- Provide Business Bankers with direct support and mentoring in credit underwriting, product delivery, and new business development.
- Lead Business Bankers in applying sales and relationship-management techniques, oversee performance, provide feedback, and support their professional growth.
- Evaluate loan requests and approve credits within approved authority.
- Make credit recommendations to Executive Management.
- Analyze clients’ and prospects’ financial condition to determine their capacity to meet credit obligations.
- Negotiate credit terms and conditions to manage the Bank’s risk exposure and ensure sufficient return.
- Support organizational policies and procedures and functions that maintain regulatory compliance.
- Serve on internal Bank committees reviewing policies and procedures.
- Support community involvement by serving on external charitable boards and attending functions.
- Manage and direct the Commercial Lending department.
Benefits
- 401(k) with company match of up to 6%.
- ESOP employer match.
- Medical insurance.
- Dental insurance.
- Vision insurance.
- Cancer/disease insurance.
- Accident insurance.
- Flexible Spending Accounts.
- Flexible Savings Accounts.
- Health Savings Accounts.
- Bank-paid Life/AD&D insurance.
- Voluntary Life/AD&D insurance.
- Bank-paid short-term and long-term disability insurance.
- Employee Stock Purchase Plan.
- Employee Assistance Program.
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What This Job Offers
Job Type
Full-time
Career Level
Manager
