Business Banker (LO) Beaverton OR

Wells Fargo Bank•Beaverton, OR

4d•Onsite

About The Position

Wells Fargo is hiring a Business Banker in Consumer Banking and Lending to build, maintain, and grow relationships with business banking clients in branches. The role manages a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, and owns the client journey from onboarding through relationship growth and new-client acquisition. The banker provides a branded, client-centric experience and acts as a trusted advisor by understanding clients’ goals and financial needs and recommending appropriate products and services, including business accounts, credit, treasury services, and digital tools. The position includes frequent client interactions, proactive prospecting and networking, and collaboration with internal partners, Relationship Managers, and Lending Officers. It also involves helping customers understand Wells Fargo’s financial solutions and digital services while following applicable policies, underwriting guidelines, risk requirements, and compliance controls. The role may involve assessing needs and referring customers interested in dwelling-secured products to a SAFE team member, but does not include taking applications or offering or negotiating terms for such transactions. The position requires LO registration at the time of employment. Wells Fargo initiates the registration process after the employment start date. Loan Originators must meet applicable Consumer Financial Protection Bureau qualification requirements and Wells Fargo policies, including financial responsibility, character, financial fitness, and background standards, and must meet ongoing regulatory requirements. Visa sponsorship is not available. The role is based at the Beaverton, Oregon branch; banker placements may be within 10 miles of the branch to which the candidate applies.

Requirements

At least 2 years of financial services, sales, or customer service experience, or equivalent experience demonstrated through work, training, military experience, or education.
Must obtain LO registration at the time of employment and meet applicable regulatory qualification requirements.
Must meet applicable financial responsibility, character, general financial fitness, and criminal background standards.
Must meet ongoing regulatory requirements, including additional screening if necessary.

Nice To Haves

At least 2 years of in-branch business banking experience.
At least 1 year managing a dedicated book of small-business customers across an assigned territory.
Experience proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues.
Strong business acumen and experience providing financial-services consultation to business customers.
Extensive knowledge of bank lending programs, credit policies, and specialty products.
Motivation and ability to meet team objectives while maintaining individual performance.
Ability to manage expectations and follow up with customers and Wells Fargo partners.
Customer-service experience handling complex transactions across multiple systems.
Knowledge of retail compliance controls, risk management, and loss prevention.
Ability to educate customers about technology and explain the value of mobile banking options.
Ability to interact with integrity and professionalism with customers and employees.
Experience mentoring and peer-coaching others.

Responsibilities

Manage and grow a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales.
Own the client journey from onboarding through relationship deepening and new-client acquisition.
Understand clients’ goals, operations, priorities, and financial needs, and provide tailored financial recommendations.
Offer business accounts, credit, treasury services, digital tools, and other appropriate financial solutions.
Proactively prospect and network to build relationships with clients and internal partners, generate referrals, and grow the small-business customer base.
Collaborate with internal banking channels to support business owners and develop the full client relationship.
Partner with Relationship Managers and Lending Officers on complex structures and maintain alignment with underwriting policies and risk guidelines.
Assess customer needs and refer customers interested in dwelling-secured products to a SAFE team member, without taking an application or offering or negotiating transaction terms.
Follow applicable Wells Fargo policies, procedures, risk programs, and compliance requirements.