Business Banker (LO)- Davie,FL

Wells Fargo Bank•Davie, FL

9d•Onsite

About The Position

Wells Fargo is hiring a Business Banker in Consumer Banking and Lending to build, maintain, and grow relationships with business banking clients in branches. The role manages a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, and owns the client journey from onboarding through relationship growth and new-client acquisition. The banker provides a branded, client-centric experience and serves as a trusted advisor by recommending business accounts, credit, treasury services, digital services, and other financial solutions tailored to clients’ goals and needs. The position involves frequent client interactions, prospecting and networking, developing referrals, and collaborating with internal banking channels, Relationship Managers, and Lending Officers. The role must follow applicable policies, procedures, underwriting policies, risk guidelines, and regulatory requirements. It is a Loan Originator (LO) position requiring LO registration and compliance with Consumer Financial Protection Bureau qualification standards. The banker may assess needs and refer customers interested in dwelling-secured products to a SAFE team member, but may not take applications or offer or negotiate terms for those transactions. The position is based at the Davie, Florida branch. Banker placements may be within a 10-mile radius of the branch. Visa sponsorship is not available.

Requirements

At least 2 years of financial services, sales, or customer service experience, or equivalent demonstrated through work experience, training, military experience, education, or a combination of these.
Must obtain LO registration at the time of employment; Wells Fargo initiates the registration process after the employment start date.
Must meet applicable Loan Originator financial responsibility, character, general financial fitness, and criminal background standards, as well as ongoing regulatory requirements.
Must comply with applicable Wells Fargo policies and procedures and risk and compliance requirements.
Visa sponsorship is not available.

Nice To Haves

At least 2 years of in-branch business banking experience.
At least 1 year of experience managing a dedicated book of small business customers across an assigned territory.
Ability to proactively source, acquire, build, and maintain relationships with customers and colleagues.
Business acumen to provide financial services consultation to business customers.
Extensive knowledge of bank lending programs, credit policies, and specialty products.
Motivation and ability to meet team objectives while maintaining individual performance.
Ability to manage expectations and follow up with customers and Wells Fargo partners.
Customer service experience handling complex transactions across multiple systems.
Knowledge of retail compliance controls, risk management, and loss prevention.
Ability to educate customers about technology and explain the value of mobile banking options.
Ability to interact with integrity and professionalism with customers and employees.
Experience mentoring and peer-coaching others.
Bilingual Spanish skills are a plus.

Responsibilities

Manage and grow a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, from onboarding through relationship development and new-client acquisition.
Deliver a branded, client-centric experience that supports growth and positions Wells Fargo as a trusted partner.
Understand and offer Wells Fargo financial solutions and digital services, using available tools to provide tailored recommendations.
Analyze clients’ operations, goals, priorities, and financial needs to recommend solutions while complying with policies and procedures.
Advise business clients on products and services, including business accounts, credit, treasury services, and digital tools.
Prospect and network with external and internal partners to generate referrals and grow the small business customer base.
Collaborate with internal banking channels to support business owners and develop the overall client relationship.
Partner with Relationship Managers and Lending Officers on complex structures and ensure alignment with underwriting policies and risk guidelines.
Assess customer needs and refer customers interested in dwelling-secured products to a SAFE team member without taking an application or offering or negotiating transaction terms.
Meet Loan Originator registration, qualification, screening, and ongoing regulatory requirements.