Business Banker II

Carter Bank•Greensboro, NC

1d•$69,459 - $120,839

About The Position

Business Bankers develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies with average annual revenues between $1 million and $10 million. They serve as the primary contact for borrowing needs and provide expertise in deposits and cash flow management. Working with internal partners, they build and manage full banking relationships. The role contributes to bank growth through business loans, deposits, and fee income. It involves developing business lending opportunities through local networks, helping clients pursue financial goals, collaborating with bank partners to deepen client relationships, representing the bank at community events, analyzing prospective borrowers’ financial status, credit, and collateral, and managing a large loan portfolio to support risk management and customer experience.

Requirements

High school diploma or equivalent required.
Business development experience required.
Prior experience in business lending and/or credit required.
Intermediate financial analysis and credit underwriting skills.
Intermediate knowledge of business lending, deposit, and cash management solutions.
Intermediate ability to provide financial guidance and expertise.
Intermediate knowledge of sales planning and forecasting.
Excellent customer service and problem-solving skills.
Strong verbal and written communication skills.
Ability to perform effectively in a fast-paced environment and meet deadlines.
Knowledge of Microsoft Office products, especially Word and Excel.
Ability to stand, walk, bend, and stoop; sit at a desk for extended periods and use a computer; and occasionally move or lift up to 10 pounds.

Nice To Haves

Bachelor’s degree in business, finance, accounting, or a related field preferred.

Responsibilities

Contribute to the growth of the bank through business loans, deposits, and fee income.
Use professional networks and centers of influence to engage local business owners and companies and develop business lending opportunities.
Work with clients to identify their financial goals and ways to achieve them.
Collaborate with bank partners to support and deepen full client relationships.
Represent the bank at civic, community, and networking events.
Analyze applicants’ semi-complex financial status, credit, and collateral to determine prospective loan creditworthiness.
Support an efficient loan approval process through open communication and engagement with credit partners.
Actively manage a large loan portfolio to ensure appropriate risk management and enhance customer experience.