Business Banker II Target

First Citizens Bank • Belleair Bluffs, FL

1d

About The Position

As a Business Banker at First Citizens Bank, you will develop and expand relationships with business owners in your community to help them meet their financial goals. You will acquire and manage a portfolio of business banking relationships and serve as the primary contact for borrowing needs up to $5 million. You will engage bank partners to provide a full range of deposit and related business services. Larger relationships may be managed with manager approval and/or appropriate partner support. You will maintain an active prospect list, customer outreach plan, and quality referral sources in line with a sales plan to achieve production goals and profitability objectives.

The role includes achieving assigned sales, financial, production, and relationship goals; engaging customers, prospects, and referral sources through proactive outreach; and representing the Bank at civic and community events when appropriate. You will foster collaborative partnerships, identify customer needs and referral opportunities, provide relevant financial guidance, and take prompt action to address immediate needs. You will also comply with applicable regulations, policies, procedures, and delegated authorities; complete required training on time; and perform assigned office management duties. Associates responsible for taking deposits are accountable for transaction accuracy and operational efficiency.

The position requires frequent driving to other offices and bank customers. A bank car is not provided.

Requirements

• Bachelor's degree and 4 years of experience, or a high school diploma/GED/equivalent and 8 years of experience, in commercial or business lending, credit, or business development.
• Valid driver's license; frequent driving to other offices and bank customers is required, and a bank car is not provided.
• Application of a structured sales process.
• Ability to provide financial guidance and expertise.
• Sales planning and forecasting skills.
• Financial analysis skills.
• Credit underwriting skills.
• Knowledge of business lending, deposit, and cash management solutions.
• Business development skills.
• Networking and building centers of influence.

Nice To Haves

• Knowledge of retail and wealth solutions to refer.

Responsibilities

• Acquire and manage a portfolio of business banking relationships, serving as the primary contact for borrowing needs up to $5 million.
• Engage bank partners to provide deposit and related business services; larger relationships may require manager approval and/or partner support.
• Maintain an active prospect list, customer outreach plan, and quality referral sources in accordance with a sales plan.
• Achieve assigned individual and/or team financial, production, and relationship results.
• Conduct proactive outreach to customers, prospects, and referral sources.
• Represent the Bank at civic and community events when appropriate to generate business and identify potential CRA opportunities.
• Use sales practices that create value for customers and the Bank, with appropriate partnering, planning, and preparation to provide relevant financial guidance.
• Build collaborative partnerships with customers, prospects, and colleagues; uncover sales or referral opportunities by listening and asking insightful questions; and promptly address immediate needs.
• Seek coaching, support Bank initiatives, and use tools to optimize performance.
• Comply with regulations, bank policies, procedures, and delegated authorities to manage credit, operational, reputational, regulatory, and legal risks.
• Complete required training by established deadlines and perform assigned general office management duties.
• Ensure accuracy and operational efficiency in deposit-taking responsibilities, including individual and team performance as applicable.
• Drive frequently to other offices and bank customers.

Benefits

• First Citizens Bank states that it offers a competitive, thoughtfully designed benefits program; further details are available through its benefits website.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level