Business Analyst of Lending Systems

Leaders Credit Union•Jackson, TN

1d•Onsite

About The Position

Leaders Credit Union is seeking a Business Analyst of Lending Systems to analyze lending data, monitor loan performance and credit risk, and identify opportunities to improve lending processes and the member experience. The role also serves as administrator for the credit union’s loan origination system and performs loan underwriting alongside experienced underwriters. The position is based in a non-remote work environment and is scheduled Monday through Friday, 8:00 a.m. to 5:00 p.m. Occasional overtime may be needed to support member service, though the credit union aims to limit it.

Requirements

Two to five years of similar or related experience.
Bachelor’s degree in business, data analytics, or a related field.
Proficiency in Microsoft products, including Excel, Outlook, and Word.
Maintain a professional, courteous, and friendly atmosphere for members and co-workers.
Very strong communication skills, including the ability to explain decisions and the reasoning behind them.
Maintain working knowledge of the credit union’s loan standards and governmental regulations.

Nice To Haves

Hands-on experience with a Loan Origination System is strongly preferred.
Prior system administrator, configuration, or power-user experience is a significant plus.
Comfort with data and reporting tools is preferred.
A process-improvement mindset, including noticing workflow friction and proactively bringing solutions.

Responsibilities

Analyze lending data to identify trends, risks, and opportunities.
Prepare reports and dashboards on loan production, portfolio performance, delinquency, and credit quality.
Monitor key lending metrics and communicate findings to lending leadership.
Analyze loan application data to monitor and improve instant decisioning capabilities.
Analyze loan pricing, yields, product performance, and portfolio trends.
Support credit-risk analysis, including delinquency, charge-offs, credit scores, and loan concentrations.
Act as system administrator for the credit union’s loan origination system.
Identify opportunities to improve lending processes, efficiency, and member experience.
Perform loan underwriting alongside a team of experienced underwriters.
Complete special projects and additional analysis as requested.