BSA Specialist (Hybrid) - Santa Fe, NM

Del Norte Credit Union•Santa Fe, NM

2h•$23 - $29•Hybrid

About The Position

The BSA Specialist I supports Del Norte Credit Union’s BSA/AML, OFAC, and fraud prevention programs. The role reviews transaction activity, investigates alerts, monitors regulatory reporting requirements, and identifies suspicious or reportable activity. It supports compliance with applicable regulations through timely investigations, accurate documentation, risk mitigation, and collaboration with internal and external stakeholders. The position is based at the Midtown Branch in Santa Fe, New Mexico. Hybrid work may be possible with supervisor approval and may change based on organizational or departmental needs. The position is primarily sedentary and performed in a professional office setting, with occasional travel between office locations and possible periodic extended hours for project deadlines or events.

Requirements

One to three years of similar or related experience.
A two-year college degree, completion of a specialized certification or licensing, specialized vendor training, or job-specific skills acquired through an apprenticeship program.
BSA Certification with America's Credit Union, or the ability to obtain it within 12 months of hire.
Intermediate knowledge of Anti-Money Laundering (AML), Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC) regulations, reporting requirements, and suspicious transaction reporting (STR).
Ability to build relationships, solicit cooperation, and resolve first-level conflicts through personal contact with people inside and outside the organization.
Ability to handle confidential discussions with discretion, diplomacy, and tact.
Ability to remain seated or standing for extended periods while using a computer and other office equipment.
Manual dexterity for typing, using a mouse, and handling documents; visual and auditory acuity for reading, creating content, and communicating effectively.
Ability to occasionally reach, bend, manipulate objects, and lift up to 15 pounds.

Responsibilities

Analyze financial data using BSA/AML transaction monitoring platforms to detect, identify, and escalate potential suspicious or high-risk activity.
Process and file Currency Transaction Reports (CTRs) accurately within regulatory timeframes.
Review daily financial activity, shared branching, monetary instrument logs, and potential CTR reports to identify suspicious or reportable transactions.
Manage FinCEN Section 314(a) requests, upload screening lists, and review screening results for appropriate action.
Conduct OFAC sanctions screening of individuals and entities, resolve false positives, escalate confirmed matches, and document results accurately.
Maintain accurate alert and case documentation, update case management systems, and ensure timely recordkeeping.
Communicate investigative findings and coordinate with internal stakeholders to support risk mitigation while maintaining confidentiality.
Support BSA/AML and fraud risk initiatives, internal controls, and regulatory compliance requirements.
Build and maintain professional relationships with internal teams and external partners, and respond to inquiries in a timely and professional manner.
Abide by applicable regulations and department practices.

Benefits

Medical, dental, and vision insurance, with Del Norte covering up to 85% of employee insurance premiums.
Flexible Spending Account.
401(k) with up to a 7.5% company match.
Company-paid life insurance and disability coverage for eligible employees.
Generous PTO, sick leave, paid holidays, volunteer hours, and Mental Health Days.
Employee Assistance Program with free counseling resources.
Tuition reimbursement.
Wellness benefits, including a free gym membership.
Employee loan and banking discounts.
Ongoing learning and development opportunities.
Spanish-speaking incentive.