Bilingual Senior Credit Analyst / Analyste de crédit principal bilingue
About The Position
Toyota Financial Services (TFS) provides retail, leasing and wholesale financial services to Toyota and Lexus dealerships and customers across Canada. TFS is a member of Toyota Financial Services Corporation (TFSC), a wholly owned subsidiary of Toyota Motor Corporation in Japan with the Canadian operation headquarters in Markham, Ontario. At Toyota Financial Services (TFS), you will help create best in class customer experiences in an innovative, collaborative and team focused environment. TFS is an important part of the Toyota family, an award-winning global company, recognized worldwide for our technological leadership and superior standards of quality, continuous improvement and environmental responsibility. At TFS, you will help create best in class customer experiences in an innovative, collaborative and team focused environment. TFS currently has an exciting permanent opportunity as a Bilingual Senior Credit Analyst, reporting to the Credit Supervisors.
Requirements
- Three plus years of credit analyst/lender experience in an automotive retail credit environment in addition to some collections experience.
- Bachelor’s degree or equivalent. Business/Commerce preferred.
- Bilingual English/French (required)
- Proven ability to perform successfully in a challenging team-oriented, fast-paced and deadline driven environment.
- Proven analytical problem-solving skills, critical thinking and decision-making skills.
- Strong interpersonal, negotiation and communication skills.
- Persuasive influencing ability while exuding confidence.
- Solid customer focus and the desire to deliver industry leading service.
- Effective organizational and time management skills.
- Crucial attention to detail is imperative to ensure accuracy and integrity of all financial and credit data.
- Proficiency with MS Office products and Fraud Detection Tools and Processes.
Responsibilities
- Apply critical thinking and discipline to fairly evaluate consumer and commercial retail automotive credit applications while strictly adhering to established service levels.
- Deliver consistent, high quality credit decisions through a comprehensive review of credit bureau data, payment history, and risk indicators within established credit risk tolerance.
- Provide thorough analysis and due diligence with recommendations to supervisors on credit applications exceeding credit lending authority limits.
- Maintain internal control standards, protect company interests and assets by maintaining a strong fraud prevention and detection mindset, proactively identifying data anomalies, and preventing fraudulent applications.
- Build and maintain strong relationships and communication with all brand dealer partners, providing direction and support to dealership personnel on all credit offerings.
- Apply a proactive, sales consultative approach by negotiating and structuring viable deals, strengthen dealer relationships, and support portfolio growth.
Benefits
- A work environment built on teamwork, flexibility, and respect
- Competitive salary including bonus
- Health and dental benefits effective immediately.
- Company pension plan with matched contribution
- Associate vehicle discount program
- Professional growth and development programs to help advance your career, as well as Tuition reimbursement
- Fitness reimbursement
- Competitive time off benefits
- Great company culture-Respect for people and continuous improvement is at our core
- Hybrid work environment
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What This Job Offers
Job Type
Full-time
Career Level
Senior
