Benefits Consultant

HRx Services • Loveland, CO

3d • Hybrid

About The Position

HRx Benefits is seeking a motivated and client-focused Benefits Consultant to join our growing team. In this role, you will serve as a trusted advisor to clients by developing benefits strategies, managing renewals, analyzing plan performance, ensuring compliance, and delivering exceptional service. You will also help grow the business through networking, referrals, and new client opportunities.

Requirements

• 5+ years of experience in employee benefits, consulting, brokerage, or account management.
• Strong knowledge of group health, ancillary benefits, renewals, and compliance regulations.
• Experience with self-funded, level-funded, and fully insured plans preferred.
• Strong analytical, presentation, negotiation, and communication skills.
• Experience with benefits administration platforms such as Ease or Employee Navigator.
• Proficiency with Microsoft Office
• Required to have an Active Colorado Life & Health License.
• Bachelor’s degree preferred.

Nice To Haves

• Strategic thinker with strong problem-solving skills
• Relationship builder with a consultative mindset
• Organized and detail-oriented professional
• Self-starter who thrives in a fast-paced environment
• Collaborative team player with strong client service skills

Responsibilities

• Advise clients on employee benefits strategy, plan design, funding options, and long-term goals.
• Lead renewals, client reviews, and strategic planning meetings.
• Prepare and present financial analyses, including renewals, budgets, claims trends, and funding comparisons.
• Negotiate with carriers and vendors to secure competitive solutions.
• Manage client service issues, including enrollments, claims, billing, and plan changes.
• Ensure compliance with ERISA, ACA, HIPAA, COBRA, FMLA, and other regulations.
• Build strong client relationships and maintain high satisfaction levels.
• Generate new business opportunities through networking, referrals, and community connections.
• Identify cross-selling opportunities across additional product lines and services.
• Maintain accurate records in CRM and benefits administration systems.

Benefits

• The chance to partner with a diverse group of talented professionals with a common goal: Successful employers, effective employees, exceptional workplaces.
• Knowledge and skills enhance educational opportunities.
• Flexible working environment.
• Generous Group health plans offered (Employer-paid Medical for the High Deductible Health Plan for employees only)
• Group dental and vision plans with optional tax-deferred 125 plans available (HSA)
• 401(k) with a generous 100% match of up to 10% of employees' deferral
• Employer paid: Life, AD&D, and Voluntary LTD plan
• A generous mix of vacation, sick, and holiday paid days off

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1-10 employees