Banking Services Analyst I - Deposit & Payment Services

M&T Bank•Amherst, NY

6d•Onsite

About The Position

Provides analytical, operational and/or project support to one or more functional areas of Deposit & Payment Services. This role involves evaluating and approving complex legal and organizational documentation for account onboarding and maintenance, ensuring compliance with regulations and bank policies. The analyst will develop expertise in areas like Powers of Attorney, Trusts, and Estates, offering guidance and risk-based decisioning. Responsibilities include routine analysis, procedure drafting, project participation, and technical troubleshooting. The position requires adherence to risk and regulatory standards, identification of risk issues, and maintaining internal control standards.

Requirements

Associate’s degree and a minimum of 2 years’ related experience, or in lieu of a degree, a combined minimum of 4 years’ higher education and/or work experience, including a minimum of 2 years’ related experience
Proven analytical skills
Strong organizational skills
Proficiency with personal computers as well as pertinent word processing and spreadsheet software
Proven verbal and written communication skills

Nice To Haves

Bachelor’s degree
Prior experience in functional areas supported

Responsibilities

Evaluate and approve complex legal and organizational documentation for account onboarding and maintenance activities, ensuring adherence to regulatory requirements, internal controls, and bank policy.
Develop and maintain subject matter expertise in Powers of Attorney, Trusts, Estates, and other complex ownership and entity structures, providing informed guidance and risk-based decisioning.
Complete routine analysis and judgment-based work over a single or closely related disciplines to support Deposit & Payment Services decisions.
Draft and/or edit procedures specific to one or more functional areas of Deposit & Payment Services to maintain their currency.
Participate in planning, testing and implementing new projects, systems, products and regulatory changes impacting assigned Deposit & Payment Services team(s).
Assist with technical troubleshooting and escalations, coordinating with internal business partners, external vendors and Technology to address issues for assigned Deposit & Payment Services team(s).
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.
Identify risk-related issues needing escalation to management.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.