AVP, Underwriting Consultant - Large Case

SCOR•Charlotte, NC

1d•$136,500 - $185,000•Hybrid

About The Position

The AVP, Underwriting Consultant is responsible for developing and maintaining strong relationships with SCOR carrier clients, particularly large case and concierge teams. The role provides underwriting consultation and guidance, communicates underwriting decisions, responds to inquiries, and exercises sound judgment in decision-making. It also develops underwriting strategies and alternative solutions for challenging risks and contributes to internal projects and underwriting guideline development. The position assesses complex medical and financial risks for facultative clients, including large cases, and works with clients and internal colleagues to address specialized underwriting challenges. It contributes to underwriting approaches for high-net-worth and business insurance cases, maintains underwriting consistency, and uses data review and analysis to manage complex underwriting and business challenges. The role also involves project work, proactive client communication, and leveraging AI tools in underwriting processes and case review. This position follows SCOR’s hybrid work arrangement: employees work three days per week in an office and may work remotely two days per week. Relocation assistance within the U.S. is available. Candidates must be authorized to work in the U.S. without current or future employer sponsorship.

Requirements

Bachelor’s degree or equivalent work experience.
Minimum 10–15 years of current, active life underwriting experience.
Minimum $10,000,000 case approval authority for the past three years across all ages and ratings.
Currently handling a regular new business caseload.
Ability to interpret EKGs, including distinguishing normal from abnormal tracings and applying normal results to applicant history.
Excellent oral and written communication skills.
Demonstrated successful track record working with field force and/or sales representatives and client-company underwriters.
Demonstrated meaningful progress toward completion of LOMA and ALU education programs.
Ability to work effectively with all levels within SGLA.
Ability to adapt routinely to change and support the underwriting unit and company goals through teamwork and additional hours as required.
PC literacy in Microsoft products and underwriting systems.
Basic knowledge of AI concepts and commitment to using internal AI underwriting tools to assess risk.
Established knowledge and history of underwriting jumbo risks, including managing capacity and retention schedules.
Valid authorization to work in the U.S. without the need for employer sponsorship now or in the future.

Nice To Haves

FMLI designation.
FALU designation.

Responsibilities

Apply sophisticated underwriting procedures to assess complex medical and large-case financial risks for facultative clients.
Work with clients to obtain specialized or supplementary information, develop alternatives when routine methods are inadequate, and provide excellent customer service.
Communicate with client underwriters and company management at all levels, explaining the reasoning behind underwriting impairments, financial challenges, and decisions.
Stay current on medical topics, financial documentation, the business environment, and evolving financial evaluation concepts, measures, data sources, and their use in case underwriting.
Contribute to underwriting approaches for high-net-worth and business insurance cases while ensuring underwriting consistency.
Work on financial underwriting involving estate planning, business insurance, premium financing, foreign national risk, and high-net-worth markets.
Function professionally and effectively as part of a team with little supervision while pursuing continuous growth.
Understand and implement SCOR Global Life Americas retention and retrocession schedules.
Complete project work to enhance SCOR’s underwriting and client knowledge, respond to client requests, and communicate proactively with clients.
Leverage AI tools and technologies in underwriting processes and case review, seeking ways to improve efficiency, accuracy, and decision-making.
Work on SOLEM guidance and underwriting data review and analysis to manage complex underwriting and business challenges.
Perform other duties as required.

Benefits

Medical, vision, and dental coverage.
401(k) plan with a competitive match.
Company-funded defined contribution retirement program.
Life and AD&D insurance.
Long- and short-term disability coverage.
Flexible parental leave.
Unlimited sick days.
Volunteer time.
Summer Fridays.
Learning and development resources.
Personal wellness tools and rewards.
Competitively priced gym memberships through a nationwide network of gym brands and local fitness studios.
Relocation assistance within the U.S.
Annual bonuses and short- and long-term incentives may be included as additional rewards.
Paid holidays and paid time off.