AVP - Analyst

Berkadia Commercial Mortgage • Irvine, CA

4d

About The Position

The AVP – Analyst oversees a portfolio of small- to medium-balance commercial real estate loans, continuously monitoring and surveilling loans and collateral across various lines of business. The role includes managing agency Special Credit loans, developing workout or liquidation strategies, analyzing property cash flows and valuations, and coordinating with borrowers, mortgage bankers, agency representatives, HUD, FNMA, and legal counsel. The analyst also maintains required reporting and ensures compliance with applicable policies, procedures, and agency program guidelines. Minimal travel may be needed to view collateral and attend conferences.

Requirements

• 3–5 years of experience in a similar role.
• Bachelor’s degree or equivalent professional experience.

Nice To Haves

• Experience in financial analysis and real estate valuation.
• Understanding of cash flow modeling and capitalization rates.
• Strong organizational skills and ability to maintain precise records and manage multiple projects simultaneously, including coordination with international teams.

Responsibilities

• Monitor an assigned pool of agency Special Credit loans and interface with mortgage bankers, borrowers, and agency representatives as needed.
• Develop and execute business plans, including workout or liquidation strategies, and present plans to committees.
• Communicate with borrowers, agency representatives, and legal counsel.
• Analyze property-level cash flows to estimate property valuations, assess market income and expenses, and determine capitalization rates.
• Assess borrowers’ current financial situations to devise effective liquidation strategies that maximize recovery efficiently.
• Collaborate with HUD and legal counsel to apply workout remedies and process loan assignment claims.
• Work with FNMA to implement workout strategies, address property condition issues, and manage forbearance requests and extensions.
• Adhere to internal and external policies, procedures, and agency program guidelines.
• Maintain accurate and up-to-date reporting as required.
• Travel minimally to see collateral and attend conferences as needed.
• Perform other duties as assigned.

Benefits

• Monthly paid volunteer hours and donation matching to benefit communities.
• Employee Resource Groups.
• Fertility and family planning services.
• Up to 12 weeks of fully paid parental leave.
• Mental health care, including free counseling sessions.
• Tuition reimbursement.
• Pet insurance discounts.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level