AVP - Analyst

Berkadia • Irvine, CA

1d

About The Position

The AVP – Analyst oversees a portfolio of small- to medium-balance commercial real estate loans, continuously monitoring loans and collateral across various lines of business. The role includes overseeing agency Special Credit loans; developing workout, liquidation, and other business plans; analyzing property cash flows and borrower financial circumstances; coordinating with borrowers, mortgage bankers, agency representatives, HUD, FNMA, and legal counsel; and maintaining accurate reporting in accordance with internal, external, and agency requirements. Minimal travel may be required to visit collateral and attend conferences.

Requirements

• 3–5 years of experience in a similar role.
• Bachelor’s degree or equivalent professional experience.

Nice To Haves

• Experience in financial analysis and real estate valuation.
• Understanding of cash flow modeling and capitalization rates.
• Strong organizational skills and ability to maintain precise records and manage multiple projects simultaneously, including coordination with international teams.

Responsibilities

• Monitor an assigned pool of agency Special Credit loans and interface with mortgage bankers, borrowers, and agency representatives as needed.
• Develop and execute business plans, including workout or liquidation strategies, and present plans to committees.
• Communicate with borrowers, agency representatives, and legal counsel.
• Analyze property-level cash flows to estimate property valuation, assess market income and expenses, and determine capitalization rates.
• Assess borrowers’ current financial situations to devise efficient liquidation strategies that maximize recovery.
• Collaborate with HUD and legal counsel to apply workout remedies and process loan assignment claims.
• Work with FNMA to implement workout strategies, address property condition issues, and manage forbearance requests and extensions.
• Adhere to internal and external policies, procedures, and agency program guidelines.
• Maintain accurate and up-to-date reporting as required.
• Travel minimally to see collateral and attend conferences, as needed.
• Perform other duties as assigned.

Benefits

• Monthly paid volunteer hours and donation matching.
• Employee Resource Groups.
• Fertility and family planning services.
• Up to 12 weeks of fully paid parental leave.
• Mental health care, including free counseling sessions.
• Tuition reimbursement.
• Pet insurance discounts.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior