Auto Dealer Risk Analyst

OneMain Financial • West Valley City, UT

4d • Onsite

About The Position

The Auto Dealer Risk Analyst plays a key role in supporting the success and integrity of our auto finance program by evaluating dealer risk, monitoring portfolio performance, and identifying opportunities to strengthen processes and controls. This position partners across the organization to support dealer onboarding, assess business risk, and provide insights that help drive sound business decisions and long-term program growth.

Requirements

• 4+ years of experience in risk management, underwriting, lending operations, financial analysis, compliance, or a related field
• Experience evaluating business, merchants, dealer, or third-party risk
• Strong analytical and problem-solving skills with the ability to assess information and make sound recommendations
• Ability to manage multiple priorities and work effectively in a fast-paced environment
• Proven ability to build partnerships and collaborate across teams
• Strong organizational skills and attention to detail

Nice To Haves

• Bachelor's degree
• Experience in consumer lending, auto finance, banking, financial services, or dealer operations
• Experience using risk assessment, underwriting, or third-party risk management tools

Responsibilities

• Evaluate and manage dealer risk throughout the onboarding and monitoring lifecycle.
• Review dealer financial, operational, and reputational information to assess risk and make recommendations.
• Monitor dealer performance using key metrics, trend analysis, and portfolio reporting.
• Conduct underwriting reviews and evaluate escalated dealer enrollment requests.
• Identify process improvement opportunities and recommend solutions that enhance efficiency and risk management.
• Partner with cross-functional teams to support dealer onboarding, monitoring, and program initiatives.
• Prepare reports, insights, and recommendations for business partners and leadership.

Benefits

• Health and well-being options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days’ vacation per year, prorated based on start date)
• Paid sick leave as determined by state or local ordinance (prorated based on start date)
• 11 Paid holidays (4 floating holidays, prorated based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level