Auto Dealer Risk Analyst

OneMain Financial•West Valley, UT

2d•Onsite

About The Position

The Auto Dealer Risk Analyst plays a key role in supporting the success and integrity of our auto finance program by evaluating dealer risk, monitoring portfolio performance, and identifying opportunities to strengthen processes and controls. This position partners across the organization to support dealer onboarding, assess business risk, and provide insights that help drive sound business decisions and long-term program growth.

Requirements

4+ years of experience in risk management, underwriting, lending operations, financial analysis, compliance, or a related field
Experience evaluating business, merchants, dealer, or third-party risk
Strong analytical and problem-solving skills with the ability to assess information and make sound recommendations
Ability to manage multiple priorities and work effectively in a fast-paced environment
Proven ability to build partnerships and collaborate across teams
Strong organizational skills and attention to detail

Nice To Haves

Bachelor's degree
Experience in consumer lending, auto finance, banking, financial services, or dealer operations
Experience using risk assessment, underwriting, or third-party risk management tools

Responsibilities

Evaluate and manage dealer risk throughout the onboarding and monitoring lifecycle.
Review dealer financial, operational, and reputational information to assess risk and make recommendations.
Monitor dealer performance using key metrics, trend analysis, and portfolio reporting.
Conduct underwriting reviews and evaluate escalated dealer enrollment requests.
Identify process improvement opportunities and recommend solutions that enhance efficiency and risk management.
Partner with cross-functional teams to support dealer onboarding, monitoring, and program initiatives.
Prepare reports, insights, and recommendations for business partners and leadership.