Associate - CIB

Bank of Hope•Los Angeles, CA

4d•$85,000 - $110,000

About The Position

The Associate supports Corporate Institutional Banking (CIB) by underwriting corporate banking loan requests, including cash-flow-based facilities, collateralized term loans, revolvers, and other corporate loans. Transactions may include bilateral loans, TL-A club deals, and TL-B syndications, with the bank participating or acting as lead arranger. The role includes analyzing proposed transactions, monitoring borrower and portfolio performance, completing quarterly credit reviews, and conducting AML/KYC/OFAC due diligence. The Associate also supports loan closing and booking, maintains credit documentation, follows up on loan documentation throughout the life of credit facilities and client relationships, assists with loan syndication sites for Lead Admin Agent deals, and contributes to episodic projects such as audits and credit policy and procedure reviews.

Requirements

Bachelor’s degree, preferably in finance and/or accounting.
At least 5 years of relevant corporate banking experience; credit training is preferred.
Excellent financial modeling capability and a thorough understanding of accounting principles, financial statements, and cash flow analysis.
Strong time management skills and ability to work under pressure within time constraints.
Strong verbal communication and interpersonal skills to manage internal and external relationships.
Strong analytical and written skills, with the ability to comprehend complex financial matters.

Nice To Haves

Credit training.

Responsibilities

Underwrite corporate banking loan requests, including cash-flow-based facilities, collateralized term loans, revolvers, and other corporate loans.
Complete initial analysis of proposed transactions, including financial spreading and modeling, industry research, comparable credit analysis, and identification of credit risks.
Monitor the existing loan portfolio, focusing on financial performance, covenant compliance, and industry trends.
Complete quarterly credit reviews.
Complete KYC/AML/OFAC due diligence and analysis for new clients.
Work with Loan Operations on deal closing and booking.
Maintain credit documentation and files.
Administer and follow up on loan documentation due at deal close and throughout the life of credit facilities and client relationships.
Assist in maintaining the loan syndication site for Lead Admin Agent deals.
Assist with episodic projects, including internal and external audits and credit policy and procedure reviews.