Associate - CIB

Bank of Hope•Los Angeles, CA

4d•$85,000 - $110,000

About The Position

Bank of Hope is seeking an Associate to support its Corporate Institutional Banking (CIB) team. The role underwrites corporate banking loan requests, including cash-flow-based facilities, collateralized term loans, revolvers, and other corporate loans. Transactions may include bilateral loans, TL-A club deals, and TL-B syndications, with the bank participating in or leading and arranging transactions. The Associate monitors borrower financial performance, completes quarterly credit reviews, and assists with AML/KYC/OFAC due diligence.

Requirements

Bachelor’s degree, preferably in finance and/or accounting.
At least 5 years of relevant corporate banking experience; credit training is preferred.
Excellent financial modeling capability and a thorough understanding of accounting principles, financial statements, and cash flow analysis.
Strong time management skills and ability to work under pressure within time constraints.
Strong verbal communication and interpersonal skills to manage internal and external relationships.
Strong analytical and written skills, with the ability to comprehend complex financial matters.

Nice To Haves

Credit training.

Responsibilities

Complete initial analysis of proposed transactions, including financial spreading and modeling, industry research, comparable credit analysis, and identification of credit risks based on market dynamics, financial performance, and capital structure.
Monitor the existing loan portfolio, focusing on financial performance, covenant compliance, and industry trends, and complete quarterly credit reviews.
Complete KYC/AML/OFAC due diligence and analysis for new clients.
Work with Loan Operations on deal closing and booking.
Maintain credit documentation and files, and administer and follow up on loan documentation due at deal close and throughout the life of the credit facility or client relationship.
Assist in maintaining the loan syndication site for Lead Admin Agent deals.
Assist with episodic projects, including internal and external audits and credit policy and procedure reviews.