Associate Financial Advisor

Wells Fargo•New York, NY

4d•Onsite

About The Position

At Wells Fargo, an Associate Bank Financial Advisor helps clients work toward financial goals in collaboration with the bank branch team. The role builds client relationships, provides guidance on financial solutions, and develops expertise within Wells Fargo Advisors. A structured training program, mentorship, and collaboration with experienced professionals support growth in the advisory career while delivering a strong client experience. The position is part of the Financial Advisory – Bank function and includes assessing client needs and referring interested customers to a SAFE team member for dwelling-secured products. The role assists customers without taking an application or offering or negotiating terms of a dwelling-secured transaction. It is subject to Loan Originator requirements under Regulation Z, consumer financial protection qualification requirements, and Wells Fargo policies. The role requires successful completion of the Securities Industry Essentials (SIE) exam or an equivalent. For ongoing employment, appropriate FINRA licenses and applicable state insurance licenses must be obtained or maintained within the required time frame if they are not available to transfer at hire. The position is subject to FINRA background screening and ongoing regulatory obligations. It is not eligible for visa sponsorship in the U.S. Compensation includes an hourly base pay rate meeting or exceeding applicable minimum wage requirements, with the opportunity to earn additional commission. Posting locations are 126 5th Avenue, Brooklyn, NY 11217, and 545 Madison Avenue, New York, NY 10016.

Requirements

At least 6 months of customer service, sales, or relationship-building experience, or equivalent demonstrated through work experience, training, military experience, or education.
Successfully completed the Securities Industry Essentials (SIE) exam or equivalent.
Meet Loan Originator qualification requirements, including applicable financial responsibility, character, general financial fitness, and criminal background standards.
Meet ongoing regulatory requirements, including screening where necessary.
Obtain and/or maintain appropriate FINRA licenses for ongoing employment; required exams must be completed within 90 or 180 days after employment begins, depending on the licenses needed, if they cannot be transferred at hire.
Meet applicable state registration and licensing requirements, including state Variable, Life, and Health insurance licenses as required; specific product licenses or SAFE licensing may also apply.
Successfully complete and pass a FINRA background check before hire and comply with ongoing regulatory obligations, including periodic screening and mandatory reporting of certain incidents.
Provide information to the Wells Fargo Personal Account Dealing Team and comply with applicable requirements regarding outside activities and personal investing if hired.
Not eligible for Visa sponsorship (U.S. only).

Nice To Haves

Experience in financial services, wealth management, financial advising, investment planning, and financial products, including supporting clients in identifying solutions for financial goals and investment objectives.
Knowledge of bank and financial regulations and the ability to apply related policies, procedures, and controls when supporting clients.
Ability to understand customer needs, financial goals, risk tolerance, and investment profiles through consultative conversations.
Ability to build and maintain customer and banking relationships through responsive service, trust, and long-term client engagement.
Experience delivering customer service, addressing routine inquiries, and supporting timely resolution of client needs.
Ability to perform basic financial analysis to review client financial information, assess needs, evaluate investment opportunities, and support appropriate recommendations.
Ability to collaborate with Financial Advisors, internal partners, and specialists to support client needs and connect clients with appropriate resources.

Responsibilities

Participate in a structured Wells Fargo Advisors training program to meet personal, professional, and client service goals.
Partner with clients to understand financial goals, risk tolerance, and individual needs, and assist in developing appropriate investment approaches.
Review basic client goals and risk tolerance, assess investment profiles, and evaluate financial needs related to lower-risk, routine investment solutions.
Support client relationship development by delivering quality service and contributing to a positive client experience.
Collaborate with internal partners and refer clients to specialists for additional products when appropriate.
Build foundational knowledge of financial products, regulatory requirements, and Wells Fargo Advisors processes.
Assess customer needs and refer interested customers to a SAFE team member for dwelling-secured products, without taking an application or offering or negotiating transaction terms.
Follow applicable risk, regulatory compliance, and Wells Fargo policies and procedures; escalate and remediate issues as required.