Associate Financial Advisor

Bank of Montreal•Virtual, WI

1d•Remote

About The Position

The Associate Financial Advisor provides wealth and investment-related sales and service to BMO customers and prospects. The role builds trust and strong client relationships, identifies individual investment needs, and provides professional, customized recommendations based on client suitability, time frame, and goals. It also delivers a superior onboarding experience, reviews portfolios, and presents appropriate investment solutions using bank-provided tools. The advisor is responsible for growing and retaining a portfolio, meeting monthly sales goals, gathering assets from existing and new clients, and managing direct relationships with clients whose combined assets total $100 million. The role also supports regulatory compliance, trading accuracy, client information protection, and ongoing adaptation to changing regulations. This is a 100% remote opportunity in Wisconsin, with Monday–Friday operating hours from 10 a.m. to 7 p.m. Central Time; the schedule is mostly flexible, but availability for that shift is required as needed.

Requirements

University degree.
3–5 years of financial industry experience.
Active Series 7 and Series 66 licenses, or Series 7, 63, and 65 licenses.
Active life and health insurance licenses.
Clear U4 background check.
Complete FINRA- and BMO-administered continuing education.
Strong knowledge of financial products, markets, customer suitability, and investment recommendations.
Ability to work Monday through Friday and be available for the 10 a.m.–7 p.m. Central Time shift as needed.

Responsibilities

Build trust and strong client relationships by explaining acceptable risks and performance expectations and helping clients pursue their financial goals.
Review client portfolios and create customized action plans and financial plans.
Provide investment recommendations based on suitability, time frame, and client goals, and position appropriate solutions.
Deliver client onboarding, investment reviews, financial advice, and service in accordance with approved procedures and the customer’s best interests.
Serve as a subject matter expert across investment product categories, including mutual funds, annuities, managed accounts, market-linked CDs, unit investment trusts, retirement planning, fee-based accounts, and annual reviews.
Grow and retain the portfolio, meet monthly sales goals, gather assets from existing and new clients, advise on maturities, and identify uninvested opportunities.
Manage direct client relationships and a group of clients with total assets of $100 million.
Make referrals to other business groups when appropriate.
Explain cost basis, tax documents, IRA required minimum distribution withdrawals, and early withdrawal penalties.
Complete account attestations and regulatory sign-offs; act as a gatekeeper for required approvals.
Meet internal, FINRA, audit, anti-money-laundering, and other applicable regulatory requirements, including protecting client personal information.
Maintain trading accuracy and discipline, confirm orders, determine the need for trades, and adhere to the Best Interest Contract for every recommendation.
Stay current with changing regulations and serve as a resource on LPL ClientWorks, Salesforce, and MoneyGuidePro.