Associate Director, Credit Structures
Royal Bank of Canada•Dartmouth, NS
•Onsite
About The Position
Join Royal Bank of Canada's Private Banking team in a specialized credit structures role. You'll provide dedicated support in underwriting annual reviews and managing credit relationships for our largest and most complex clients in Halifax, Atlantic Region. Working with high-net-worth individuals and sophisticated business structures, you'll help develop tailored lending solutions, secure risk approvals, and manage loan fulfillment through closing.
Requirements
- Proven lending experience in retail, commercial, or capital markets
- Strong capability analyzing complex financial statements
- Advanced Excel and financial modeling skills
- University degree in business or related field
- Ability to manage multiple credit files simultaneously while meeting tight deadlines
- Excellent communication skills and client-focused mindset
Nice To Haves
- CFA or MBA designation
- Experience with Synergy (CCR) and Newton systems
- Results-oriented, decisive approach
Responsibilities
- Conduct annual credit reviews of complex borrowing relationships within the Private Banking wholesale portfolio
- Partner with Private Bankers and credit team members to gather information for annual reviews and new credit transactions
- Perform comprehensive financial analysis of borrowers and guarantors on large, complex transactions
- Structure credit solutions for personal holding companies, professional corporations, and trusts
- Conduct securities and portfolio analysis
- Coach and mentor junior credit team members
- Identify process improvements and contribute to special projects
Benefits
- bonus
- flexible benefits
- stock options
- Supportive leaders invested in your professional development
- Dynamic, collaborative, high-performing team environment
- Flexible work-life balance
- Clear career progression and expanded responsibilities
- Strong client relationships and cross-business opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Manager
