Associate Broker - Property

WTW•San Francisco, CA

6d•$65,000 - $90,000•Hybrid

About The Position

The Associate Broker prepares and submits business to carrier partners, follows up for quotes, and provides analytics for key accounts. The role supports placement activity and coordinates deadlines for internal and external colleagues and clients, using insurance expertise to help improve team results. The Associate Broker gathers information and analytics to evaluate client risks and support placement in the market. With support from experienced brokers, the role develops client and prospect presentations, researches market solutions, and executes straightforward new business placements, renewals, and simple coverage alterations under supervision. The position also prepares submission documents and program proposals, compares quotes against specifications, reviews binders and files for accuracy, maintains accurate records, and works with colleagues across departments. The role builds technical skills through required training and ensures compliance with quality procedures. The position requires a high school diploma, with a bachelor's degree preferred, and 1–3 years of experience. A Property and Casualty license is required within three months. Candidates should have strong communication, presentation, relationship management, customer service, negotiation, project management, insurance technical, and technology skills, including advanced MS Office proficiency. The position is described as hybrid, with arrangements dependent on team, role, and client needs. The base salary range is $65,000–$90,000 annually, and the role is eligible for an annual short-term incentive bonus.

Requirements

High school diploma required.
1–3 years of experience.
Property and Casualty license required within three months.
Strong written and oral presentation skills, active listening, and note-taking.
Relationship management and customer focus, with the ability to work with customers and collaborate internally.
Negotiation skills with carriers and clients, including maintaining renewal terms and handling simple placements.
Basic knowledge and understanding of the insurance business.
Ability to execute assigned tasks in a timely manner.
Adaptability, receptiveness to feedback, and willingness to seek guidance.
Fluency in the end-to-end insurance process and ability to influence process participants to drive results.
Ability to make and support decisions, take ownership of one's work, and coordinate with others when needed.
Knowledge of core insurance principles and understanding of coverage forms and principles.
Strong technology skills, including use of technology-based record management systems, advanced MS Office skills, and familiarity with relevant online tools.

Nice To Haves

Bachelor's degree.

Responsibilities

Gather information and analytics to assess and evaluate client risks and support placement in the market.
Develop client and prospect presentations with support from more experienced brokers.
Research market solutions and identify suitable risk solutions for clients.
Adhere to quality and compliance procedures and processes.
Execute straightforward new business placements, renewals, and simple alterations of existing coverage under supervision.
Accurately record and maintain information in appropriate systems.
Work with colleagues in other departments that support the broking process, including analytics.
Complete required basic and intermediate training courses to build technical skills.
Prepare draft submission documents and finalize submissions for delivery.
Review quotes against specifications and prepare side-by-side comparisons.
Prepare program proposals.
Review program binders for accuracy against quotes and complete file reviews.
Coordinate deadlines for internal and external colleagues and clients.

Benefits

Medical insurance, including prescription coverage
Dental insurance
Vision insurance
Health Savings Account
Commuter Account
Health Care and Dependent Care Flexible Spending Accounts
Group Accident coverage
Group Critical Illness coverage
Life insurance
Accidental Death and Dismemberment coverage
Group Legal coverage
Identity Theft Protection
Wellbeing Program
Work/Life Resources, including Employee Assistance Program
Paid holidays
Annual paid time off, including state and local paid leave where required
Short-Term Disability
Long-Term Disability
Other leaves, including bereavement, FMLA, ADA, jury duty, military, parental, and adoption leave
Qualified contributory pension plan, if eligible
401(k) plan with annual nonelective company contribution
Annual short-term incentive bonus