Associate Bank Financial Advisor

Wells Fargo•Virginia Beach, VA

1d•Onsite

About The Position

At Wells Fargo, an Associate Bank Financial Advisor (LO) helps clients work toward their financial goals in collaboration with the bank branch team. The role builds client relationships, provides guidance on financial solutions, and develops advisory expertise through training, mentorship, and collaboration with experienced professionals while delivering an exceptional client experience. The position participates in a structured Wells Fargo Advisors training program and supports clients in understanding their goals, risk tolerance, and needs. It reviews basic client goals and investment profiles to evaluate financial needs related to lower-risk, routine investment solutions, develops client relationships through quality service, and collaborates with internal partners to refer clients to specialists when appropriate. The role also builds foundational knowledge of financial products, regulations, and Wells Fargo Advisors processes. This Loan Originator position includes customer contact and assessing client needs, and referring interested customers to a SAFE team member for dwelling-secured products. The role assists customers without taking an application or offering or negotiating terms of a dwelling-secured transaction. The position must meet applicable Loan Originator qualification requirements under Regulation Z and ongoing regulatory requirements. In the U.S., appropriate FINRA registrations and applicable state insurance licenses are required for ongoing employment. The position is not eligible for visa sponsorship.

Requirements

At least 6 months of customer service, sales, or relationship-building experience, or equivalent demonstrated through work experience, training, military experience, or education.
Successfully completed the Securities Industry Essentials (SIE) exam or equivalent.
Meet Consumer Financial Protection Bureau Loan Originator qualification requirements, including applicable financial responsibility, character, general financial fitness, and criminal background standards.
Successfully complete a background check prior to hire and meet ongoing regulatory requirements, including additional screening when applicable.
For U.S. employment, obtain and/or maintain appropriate FINRA license(s); comply with state registration and licensing requirements and any applicable product or SAFE licensing requirements.
Complete required FINRA Series 7 and 66 (or 63 and 65) examinations or equivalents, and applicable state Variable, Life, and Health insurance licenses, within the stated 90- or 180-day period if not available to transfer upon hire.
Comply with applicable policies regarding outside activities and personal investing, including providing information to the Wells Fargo Personal Account Dealing Team when required.
Represent personal experience directly and provide accurate information and supporting documentation for lawful employment and education verification.

Nice To Haves

FINRA registration including Series 7 and 66, or FINRA-recognized equivalents.
Experience in financial services, wealth management, financial advising, investment planning, and financial products, including supporting clients in identifying solutions for financial goals and investment objectives.
Knowledge of bank regulations and financial regulatory requirements, and ability to apply related policies, procedures, and controls when supporting clients.
Ability to understand customer needs, financial goals, risk tolerance, and investment profiles through consultative conversations.
Demonstrated ability to build and maintain strong customer and banking relationships by delivering responsive service, earning trust, and supporting long-term engagement.
Customer service delivery experience, including providing positive client experiences, addressing routine inquiries, and supporting timely resolution of client needs.
Ability to perform basic financial analysis to review client financial information, assess needs, evaluate investment opportunities, and support appropriate recommendations.
Ability to collaborate with Financial Advisors, internal partners, and specialists to support client needs, identify referral activities, and connect clients with appropriate resources.

Responsibilities

Participate in the structured Wells Fargo Advisors training program to meet personal, professional, and client service goals within the Financial Advisory – Bank function.
Partner with clients to understand financial goals, risk tolerance, and unique needs, and assist in developing appropriate investment approaches.
Review basic client goals and risk tolerance, assess investment profiles, and evaluate financial needs related to lower-risk, routine investment solutions.
Support client relationship development by delivering quality service and contributing to a positive client experience.
Collaborate with internal partners and refer clients to specialists for additional products when appropriate.
Build foundational knowledge of financial products, regulatory requirements, and Wells Fargo Advisors processes.
Assess customer needs and refer interested customers to a SAFE team member for dwelling-secured products without taking an application or offering or negotiating transaction terms.
Follow applicable risk and compliance programs, policies, procedures, screening, and reporting obligations.